What if you'd held OCFC?
A $1,000 investment in OceanFirst Financial Corp. (OCFC) at the month-end close of 1996-07 would be worth $8,393 at the close of 2026-08 — +739.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $12,045.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1996
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1996 | $1,000 | — |
| 1997 | $1,490 | +49.0% |
| 1998 | $1,366 | -8.3% |
| 1999 | $1,472 | +7.8% |
| 2000 | $2,176 | +47.8% |
| 2001 | $2,210 | +1.6% |
| 2002 | $3,193 | +44.5% |
| 2003 | $3,990 | +24.9% |
| 2004 | $3,748 | -6.1% |
| 2005 | $3,583 | -4.4% |
| 2006 | $3,738 | +4.3% |
| 2007 | $2,700 | -27.8% |
| 2008 | $2,972 | +10.1% |
| 2009 | $2,169 | -27.0% |
| 2010 | $2,572 | +18.6% |
| 2011 | $2,710 | +5.4% |
| 2012 | $2,952 | +8.9% |
| 2013 | $3,793 | +28.5% |
| 2014 | $3,907 | +3.0% |
| 2015 | $4,703 | +20.4% |
| 2016 | $7,259 | +54.3% |
| 2017 | $6,483 | -10.7% |
| 2018 | $5,690 | -12.2% |
| 2019 | $6,641 | +16.7% |
| 2020 | $5,041 | -24.1% |
| 2021 | $6,207 | +23.1% |
| 2022 | $6,152 | -0.9% |
| 2023 | $5,276 | -14.2% |
| 2024 | $5,772 | +9.4% |
| 2025 | $5,997 | +3.9% |
| 2026 | $6,628 | +10.5% |
Best and worst month-end to buy
The best single month-end close to have bought OCFC was 1996-07 ($2.29): $1,000 then is $8,393 today. The worst was 2018-06 ($21.70): $1,000 then is $886.
FAQ
What would $1,000 in OCFC be worth today?
A $1,000 investment in OceanFirst Financial Corp. (OCFC) at the start of 1996 would be worth about $8,393 today, a total return of +739.3%. Dividends are reinvested in these figures.
What were the best and worst years for OCFC?
OceanFirst Financial Corp. (OCFC)'s strongest calendar year since 1996 was 2016, a +54.3% return — $1,000 held through that year became about $1,543 by year-end. Its weakest year was 2007, at -27.8%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in OCFC have grown?
Investing $100 at the end of every month since 1996-07 would have grown to about $81,829 on $36,200 invested.
Did OCFC beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $12,045. OCFC trailed the S&P 500 by +30.3% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
OceanFirst Financial Corp. (OCFC) historical total-return data from 1996-07 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.