Wall Street RegretsThe regret calculator.

What if you'd held OFG?

A $1,000 investment in OFG Bancorp (OFG) at the month-end close of 1987-03 would be worth $88,525 at the close of 2026-08 — +8752.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $26,424.

$1,000 since 1987$88,525Total return+8752.5%Multiple88.5×CAGR+12.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$88,525Gain+$87,525 (+8752.5%)Multiple88.5×CAGR+12.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$7,8662001$12,4812002$8,6162003$5,7652004$3,9172005$3,1672006$6,9822007$6,3792008$5,8842009$12,4632010$6,8522011$5,8472012$5,9212013$5,2602014$3,9872015$4,0692016$8,9662017$4,8772018$6,6292019$3,7182020$2,5582021$3,1892022$2,1902023$2,0562024$1,4662025$1,2662026$1,280

    Every year, $1,000 from 1987

    YearValue of $1,000Year return
    1987$1,000
    1988$1,223+22.3%
    1989$1,191-2.6%
    1990$864-27.5%
    1991$1,313+52.0%
    1992$2,435+85.4%
    1993$6,243+156.4%
    1994$4,217-32.5%
    1995$6,548+55.3%
    1996$10,151+55.0%
    1997$18,336+80.6%
    1998$26,310+43.5%
    1999$19,017-27.7%
    2000$11,986-37.0%
    2001$17,362+44.9%
    2002$25,951+49.5%
    2003$38,194+47.2%
    2004$47,229+23.7%
    2005$21,426-54.6%
    2006$23,449+9.4%
    2007$25,423+8.4%
    2008$12,003-52.8%
    2009$21,832+81.9%
    2010$25,583+17.2%
    2011$25,264-1.2%
    2012$28,438+12.6%
    2013$37,519+31.9%
    2014$36,762-2.0%
    2015$16,684-54.6%
    2016$30,672+83.8%
    2017$22,565-26.4%
    2018$40,235+78.3%
    2019$58,475+45.3%
    2020$46,904-19.8%
    2021$68,307+45.6%
    2022$72,771+6.5%
    2023$102,043+40.2%
    2024$118,177+15.8%
    2025$116,901-1.1%
    2026$149,594+28.0%

    Best and worst month-end to buy

    The best single month-end close to have bought OFG was 1990-06 ($0.27): $1,000 then is $193,296 today. The worst was 2026-07 ($52.49): $1,000 then is $983.

    FAQ

    What would $1,000 in OFG be worth today?

    A $1,000 investment in OFG Bancorp (OFG) at the start of 1987 would be worth about $88,525 today, a total return of +8752.5%. Dividends are reinvested in these figures.

    What were the best and worst years for OFG?

    OFG Bancorp (OFG)'s strongest calendar year since 1987 was 1993, a +156.4% return — $1,000 held through that year became about $2,564 by year-end. Its weakest year was 2005, at -54.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in OFG have grown?

    Investing $100 at the end of every month since 1987-03 would have grown to about $1.21M on $47,400 invested.

    Did OFG beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $26,424. OFG beat the S&P 500 by +235.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    OFG Bancorp (OFG) historical total-return data from 1987-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.