Wall Street RegretsThe regret calculator.

What if you'd held PAI?

A $1,000 investment in Western Asset Investment Grade Income Fund Inc. (PAI) at the month-end close of 1980-03 would be worth $21,109 at the close of 2026-08 — +2010.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $75,502.

$1,000 since 1980$21,109Total return+2010.9%Multiple21.1×CAGR+6.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$21,109Gain+$20,109 (+2010.9%)Multiple21.1×CAGR+6.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$4,8372001$3,9062002$3,3672003$3,1872004$2,7892005$2,5172006$2,5902007$2,2222008$2,3652009$2,8092010$2,1292011$1,9832012$1,7492013$1,5512014$1,6562015$1,5412016$1,5112017$1,3082018$1,1292019$1,2882020$1,0452021$9792022$9612023$1,2392024$1,1352025$1,0392026$986

    Every year, $1,000 from 1980

    YearValue of $1,000Year return
    1980$1,000
    1981$974-2.6%
    1982$1,216+24.8%
    1983$1,228+1.0%
    1984$1,254+2.1%
    1985$1,482+18.2%
    1986$1,659+11.9%
    1987$1,703+2.7%
    1988$1,906+11.9%
    1989$2,163+13.5%
    1990$2,149-0.6%
    1991$2,712+26.2%
    1992$2,938+8.3%
    1993$3,396+15.6%
    1994$2,974-12.4%
    1995$3,755+26.2%
    1996$3,913+4.2%
    1997$4,894+25.1%
    1998$5,213+6.5%
    1999$4,252-18.4%
    2000$5,266+23.8%
    2001$6,108+16.0%
    2002$6,453+5.6%
    2003$7,374+14.3%
    2004$8,170+10.8%
    2005$7,942-2.8%
    2006$9,256+16.5%
    2007$8,696-6.0%
    2008$7,321-15.8%
    2009$9,659+31.9%
    2010$10,372+7.4%
    2011$11,760+13.4%
    2012$13,259+12.7%
    2013$12,419-6.3%
    2014$13,348+7.5%
    2015$13,611+2.0%
    2016$15,727+15.6%
    2017$18,213+15.8%
    2018$15,971-12.3%
    2019$19,678+23.2%
    2020$21,003+6.7%
    2021$21,407+1.9%
    2022$16,599-22.5%
    2023$18,118+9.2%
    2024$19,787+9.2%
    2025$20,854+5.4%
    2026$20,566-1.4%

    Best and worst month-end to buy

    The best single month-end close to have bought PAI was 1981-09 ($0.54): $1,000 then is $22,245 today. The worst was 2021-11 ($13.20): $1,000 then is $908.

    FAQ

    What would $1,000 in PAI be worth today?

    A $1,000 investment in Western Asset Investment Grade Income Fund Inc. (PAI) at the start of 1980 would be worth about $21,109 today, a total return of +2010.9%. Dividends are reinvested in these figures.

    What were the best and worst years for PAI?

    Western Asset Investment Grade Income Fund Inc. (PAI)'s strongest calendar year since 1980 was 2009, a +31.9% return — $1,000 held through that year became about $1,319 by year-end. Its weakest year was 2022, at -22.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PAI have grown?

    Investing $100 at the end of every month since 1980-03 would have grown to about $317,959 on $55,800 invested.

    Did PAI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $75,502. PAI trailed the S&P 500 by +72.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Western Asset Investment Grade Income Fund Inc. (PAI) historical total-return data from 1980-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.