Wall Street RegretsThe regret calculator.

What if you'd held PCM?

A $1,000 investment in PCM Fund, Inc. (PCM) at the month-end close of 1993-08 would be worth $9,734 at the close of 2026-08 — +873.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $16,628.

$1,000 since 1993$9,734Total return+873.4%Multiple9.7×CAGR+7.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$9,734Gain+$8,734 (+873.4%)Multiple9.7×CAGR+7.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$6,8712001$5,8912002$4,7372003$4,2432004$3,8692005$3,9332006$3,4062007$3,0602008$3,9812009$5,7552010$3,7862011$2,4662012$2,2432013$1,8232014$1,7172015$1,7162016$1,7992017$1,4332018$1,1332019$1,1872020$9642021$9362022$8622023$1,0732024$9542025$8772026$976

    Every year, $1,000 from 1993

    YearValue of $1,000Year return
    1993$1,000
    1994$893-10.7%
    1995$1,102+23.4%
    1996$1,249+13.4%
    1997$1,454+16.4%
    1998$1,600+10.0%
    1999$1,531-4.3%
    2000$1,785+16.6%
    2001$2,220+24.4%
    2002$2,479+11.6%
    2003$2,718+9.7%
    2004$2,674-1.6%
    2005$3,088+15.5%
    2006$3,437+11.3%
    2007$2,642-23.1%
    2008$1,828-30.8%
    2009$2,778+52.0%
    2010$4,264+53.5%
    2011$4,690+10.0%
    2012$5,768+23.0%
    2013$6,126+6.2%
    2014$6,128+0.0%
    2015$5,845-4.6%
    2016$7,337+25.5%
    2017$9,280+26.5%
    2018$8,864-4.5%
    2019$10,908+23.1%
    2020$11,241+3.1%
    2021$12,203+8.6%
    2022$9,801-19.7%
    2023$11,019+12.4%
    2024$11,990+8.8%
    2025$10,774-10.1%
    2026$10,517-2.4%

    Best and worst month-end to buy

    The best single month-end close to have bought PCM was 1994-12 ($0.47): $1,000 then is $11,781 today. The worst was 2021-08 ($6.77): $1,000 then is $811.

    FAQ

    What would $1,000 in PCM be worth today?

    A $1,000 investment in PCM Fund, Inc. (PCM) at the start of 1993 would be worth about $9,734 today, a total return of +873.4%. Dividends are reinvested in these figures.

    What were the best and worst years for PCM?

    PCM Fund, Inc. (PCM)'s strongest calendar year since 1993 was 2010, a +53.5% return — $1,000 held through that year became about $1,535 by year-end. Its weakest year was 2008, at -30.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PCM have grown?

    Investing $100 at the end of every month since 1993-08 would have grown to about $148,443 on $39,700 invested.

    Did PCM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $16,628. PCM trailed the S&P 500 by +41.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    PCM Fund, Inc. (PCM) historical total-return data from 1993-08 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.