What if you'd held PEBK?
A $1,000 investment in Peoples Bancorp of North Carolina, Inc. (PEBK) at the month-end close of 1985-10 would be worth $27,713 at the close of 2026-08 — +2671.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $40,607.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1985
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1985 | $1,000 | — |
| 1986 | $902 | -9.8% |
| 1987 | $895 | -0.7% |
| 1988 | $1,183 | +32.1% |
| 1989 | $1,353 | +14.4% |
| 1990 | $1,314 | -2.9% |
| 1991 | $1,176 | -10.4% |
| 1992 | $1,242 | +5.6% |
| 1993 | $1,464 | +17.9% |
| 1994 | $1,725 | +17.9% |
| 1995 | $1,830 | +6.1% |
| 1996 | $1,961 | +7.1% |
| 1997 | $3,307 | +68.7% |
| 1998 | $2,536 | -23.3% |
| 1999 | $2,288 | -9.8% |
| 2000 | $2,392 | +4.6% |
| 2001 | $2,608 | +9.0% |
| 2002 | $2,641 | +1.3% |
| 2003 | $3,608 | +36.6% |
| 2004 | $3,765 | +4.3% |
| 2005 | $4,935 | +31.1% |
| 2006 | $6,876 | +39.3% |
| 2007 | $5,654 | -17.8% |
| 2008 | $3,601 | -36.3% |
| 2009 | $2,026 | -43.7% |
| 2010 | $2,183 | +7.7% |
| 2011 | $2,314 | +6.0% |
| 2012 | $3,928 | +69.8% |
| 2013 | $6,176 | +57.2% |
| 2014 | $7,922 | +28.3% |
| 2015 | $8,647 | +9.2% |
| 2016 | $11,418 | +32.0% |
| 2017 | $15,627 | +36.9% |
| 2018 | $12,680 | -18.9% |
| 2019 | $17,425 | +37.4% |
| 2020 | $12,641 | -27.5% |
| 2021 | $15,536 | +22.9% |
| 2022 | $18,928 | +21.8% |
| 2023 | $18,667 | -1.4% |
| 2024 | $19,464 | +4.3% |
| 2025 | $23,307 | +19.7% |
| 2026 | $28,438 | +22.0% |
Best and worst month-end to buy
The best single month-end close to have bought PEBK was 1987-10 ($1.31): $1,000 then is $33,214 today. The worst was 2026-08 ($43.51): $1,000 then is $1,000.
FAQ
What would $1,000 in PEBK be worth today?
A $1,000 investment in Peoples Bancorp of North Carolina, Inc. (PEBK) at the start of 1985 would be worth about $27,713 today, a total return of +2671.3%. Dividends are reinvested in these figures.
What were the best and worst years for PEBK?
Peoples Bancorp of North Carolina, Inc. (PEBK)'s strongest calendar year since 1985 was 2012, a +69.8% return — $1,000 held through that year became about $1,698 by year-end. Its weakest year was 2009, at -43.7%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in PEBK have grown?
Investing $100 at the end of every month since 1985-10 would have grown to about $519,662 on $49,100 invested.
Did PEBK beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $40,607. PEBK trailed the S&P 500 by +31.8% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Peoples Bancorp of North Carolina, Inc. (PEBK) historical total-return data from 1985-10 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.