What if you'd held PFS?
A $1,000 investment in Provident Financial Services, Inc (PFS) at the month-end close of 2003-01 would be worth $3,596 at the close of 2026-08 — +259.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $9,008.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2003
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2003 | $1,000 | — |
| 2004 | $1,038 | +3.8% |
| 2005 | $1,010 | -2.7% |
| 2006 | $1,011 | +0.1% |
| 2007 | $825 | -18.4% |
| 2008 | $901 | +9.3% |
| 2009 | $654 | -27.5% |
| 2010 | $964 | +47.5% |
| 2011 | $885 | -8.2% |
| 2012 | $1,021 | +15.3% |
| 2013 | $1,368 | +34.0% |
| 2014 | $1,324 | -3.2% |
| 2015 | $1,528 | +15.4% |
| 2016 | $2,222 | +45.4% |
| 2017 | $2,195 | -1.2% |
| 2018 | $2,028 | -7.6% |
| 2019 | $2,164 | +6.7% |
| 2020 | $1,676 | -22.5% |
| 2021 | $2,355 | +40.5% |
| 2022 | $2,166 | -8.0% |
| 2023 | $1,932 | -10.8% |
| 2024 | $2,139 | +10.7% |
| 2025 | $2,358 | +10.2% |
| 2026 | $2,919 | +23.8% |
Best and worst month-end to buy
The best single month-end close to have bought PFS was 2009-06 ($4.45): $1,000 then is $5,326 today. The worst was 2026-07 ($24.62): $1,000 then is $963.
FAQ
What would $1,000 in PFS be worth today?
A $1,000 investment in Provident Financial Services, Inc (PFS) at the start of 2003 would be worth about $3,596 today, a total return of +259.6%. Dividends are reinvested in these figures.
What were the best and worst years for PFS?
Provident Financial Services, Inc (PFS)'s strongest calendar year since 2003 was 2010, a +47.5% return — $1,000 held through that year became about $1,475 by year-end. Its weakest year was 2009, at -27.5%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in PFS have grown?
Investing $100 at the end of every month since 2003-01 would have grown to about $67,474 on $28,400 invested.
Did PFS beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $9,008. PFS trailed the S&P 500 by +60.1% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Provident Financial Services, Inc (PFS) historical total-return data from 2003-01 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.