Wall Street RegretsThe regret calculator.

What if you'd held PHI?

A $1,000 investment in PLDT Inc. Sponsored (PHI) at the month-end close of 1973-05 would be worth $226,278 at the close of 2026-08 — +22527.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $73,444.

$1,000 since 1973$226,278Total return+22527.8%Multiple226.3×CAGR+10.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$226,278Gain+$225,278 (+22527.8%)Multiple226.3×CAGR+10.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$2,8242001$4,0782002$8,8022003$14,4202004$4,1642005$2,9082006$2,0852007$1,3142008$8322009$1,2502010$9472011$8462012$7752013$6832014$6552015$5842016$8182017$1,1972018$1,0472019$1,4452020$1,4502021$9702022$7112023$1,0402024$9302025$9222026$909

    Every year, $1,000 from 1973

    YearValue of $1,000Year return
    1973$1,000
    1974$577-42.3%
    1975$807+40.0%
    1976$1,038+28.6%
    1977$1,500+44.5%
    1978$1,693+12.8%
    1979$1,6930.0%
    1980$1,461-13.7%
    1981$1,231-15.8%
    1982$1,077-12.5%
    1983$769-28.6%
    1984$577-25.0%
    1985$5770.0%
    1986$3,923+580.1%
    1987$4,707+20.0%
    1988$7,661+62.8%
    1989$13,005+69.8%
    1990$7,525-42.1%
    1991$25,028+232.6%
    1992$30,575+22.2%
    1993$71,499+133.8%
    1994$48,771-31.8%
    1995$48,072-1.4%
    1996$45,477-5.4%
    1997$40,673-10.6%
    1998$49,221+21.0%
    1999$49,334+0.2%
    2000$34,158-30.8%
    2001$15,827-53.7%
    2002$9,661-39.0%
    2003$33,458+246.3%
    2004$47,901+43.2%
    2005$66,813+39.5%
    2006$106,052+58.7%
    2007$167,342+57.8%
    2008$111,488-33.4%
    2009$147,034+31.9%
    2010$164,747+12.0%
    2011$179,791+9.1%
    2012$204,037+13.5%
    2013$212,543+4.2%
    2014$238,679+12.3%
    2015$170,259-28.7%
    2016$116,400-31.6%
    2017$133,121+14.4%
    2018$96,392-27.6%
    2019$96,049-0.4%
    2020$143,557+49.5%
    2021$196,040+36.6%
    2022$133,901-31.7%
    2023$149,858+11.9%
    2024$151,070+0.8%
    2025$153,306+1.5%
    2026$139,312-9.1%

    Best and worst month-end to buy

    The best single month-end close to have bought PHI was 1985-09 ($0.07): $1,000 then is $258,560 today. The worst was 2014-08 ($39.07): $1,000 then is $487.

    FAQ

    What would $1,000 in PHI be worth today?

    A $1,000 investment in PLDT Inc. Sponsored (PHI) at the start of 1973 would be worth about $226,278 today, a total return of +22527.8%. Dividends are reinvested in these figures.

    What were the best and worst years for PHI?

    PLDT Inc. Sponsored (PHI)'s strongest calendar year since 1973 was 1986, a +580.1% return — $1,000 held through that year became about $6,801 by year-end. Its weakest year was 2001, at -53.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PHI have grown?

    Investing $100 at the end of every month since 1973-05 would have grown to about $2.36M on $64,000 invested.

    Did PHI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $73,444. PHI beat the S&P 500 by +208.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    PLDT Inc. Sponsored (PHI) historical total-return data from 1973-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.