Wall Street RegretsThe regret calculator.

What if you'd held PJUL?

A $1,000 investment in Innovator U.S. Equity Power Buffer ETF (PJUL) at the month-end close of 2018-08 would be worth $1,966 at the close of 2026-08 — +96.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,657.

$1,000 since 2018$1,966Total return+96.6%Multiple2.0×CAGR+8.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,966Gain+$966 (+96.6%)Multiple2.0×CAGR+8.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2018$1,9662019$2,0912020$1,8592021$1,7292022$1,6132023$1,6472024$1,3742025$1,2082026$1,071

    Every year, $1,000 from 2018

    YearValue of $1,000Year return
    2018$1,000
    2019$1,125+12.5%
    2020$1,209+7.5%
    2021$1,296+7.2%
    2022$1,270-2.1%
    2023$1,522+19.9%
    2024$1,731+13.8%
    2025$1,952+12.8%
    2026$2,091+7.1%

    Best and worst month-end to buy

    The best single month-end close to have bought PJUL was 2018-12 ($23.78): $1,000 then is $2,091 today. The worst was 2026-08 ($49.73): $1,000 then is $1,000.

    FAQ

    What would $1,000 in PJUL be worth today?

    A $1,000 investment in Innovator U.S. Equity Power Buffer ETF (PJUL) at the start of 2018 would be worth about $1,966 today, a total return of +96.6%. Dividends are reinvested in these figures.

    What were the best and worst years for PJUL?

    Innovator U.S. Equity Power Buffer ETF (PJUL)'s strongest calendar year since 2018 was 2023, a +19.9% return — $1,000 held through that year became about $1,199 by year-end. Its weakest year was 2022, at -2.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PJUL have grown?

    Investing $100 at the end of every month since 2018-08 would have grown to about $15,078 on $9,700 invested.

    Did PJUL beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,657. PJUL trailed the S&P 500 by +26.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Innovator U.S. Equity Power Buffer ETF (PJUL) historical total-return data from 2018-08 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.