What if you'd held PROV?
A $1,000 investment in Provident Financial Holdings, Inc. (PROV) at the month-end close of 1996-06 would be worth $6,900 at the close of 2026-08 — +590.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $11,494.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1996
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1996 | $1,000 | — |
| 1997 | $1,564 | +56.4% |
| 1998 | $1,218 | -22.1% |
| 1999 | $1,179 | -3.2% |
| 2000 | $1,445 | +22.6% |
| 2001 | $1,858 | +28.5% |
| 2002 | $2,848 | +53.3% |
| 2003 | $3,942 | +38.4% |
| 2004 | $4,773 | +21.1% |
| 2005 | $4,448 | -6.8% |
| 2006 | $5,255 | +18.1% |
| 2007 | $2,939 | -44.1% |
| 2008 | $836 | -71.5% |
| 2009 | $518 | -38.0% |
| 2010 | $1,370 | +164.3% |
| 2011 | $1,782 | +30.1% |
| 2012 | $3,394 | +90.5% |
| 2013 | $2,970 | -12.5% |
| 2014 | $3,082 | +3.8% |
| 2015 | $3,961 | +28.5% |
| 2016 | $4,355 | +9.9% |
| 2017 | $4,079 | -6.3% |
| 2018 | $3,545 | -13.1% |
| 2019 | $5,145 | +45.1% |
| 2020 | $3,836 | -25.4% |
| 2021 | $4,176 | +8.8% |
| 2022 | $3,609 | -13.6% |
| 2023 | $3,455 | -4.3% |
| 2024 | $4,536 | +31.3% |
| 2025 | $4,703 | +3.7% |
| 2026 | $5,415 | +15.1% |
Best and worst month-end to buy
The best single month-end close to have bought PROV was 2009-12 ($1.71): $1,000 then is $10,450 today. The worst was 2006-03 ($18.29): $1,000 then is $977.
FAQ
What would $1,000 in PROV be worth today?
A $1,000 investment in Provident Financial Holdings, Inc. (PROV) at the start of 1996 would be worth about $6,900 today, a total return of +590.0%. Dividends are reinvested in these figures.
What were the best and worst years for PROV?
Provident Financial Holdings, Inc. (PROV)'s strongest calendar year since 1996 was 2010, a +164.3% return — $1,000 held through that year became about $2,643 by year-end. Its weakest year was 2008, at -71.5%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in PROV have grown?
Investing $100 at the end of every month since 1996-06 would have grown to about $87,520 on $36,300 invested.
Did PROV beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $11,494. PROV trailed the S&P 500 by +40.0% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Provident Financial Holdings, Inc. (PROV) historical total-return data from 1996-06 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.