Wall Street RegretsThe regret calculator.

What if you'd held PSC?

A $1,000 investment in Principal U.S. Small-Cap ETF (PSC) at the month-end close of 2016-09 would be worth $3,111 at the close of 2026-08 — +211.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,555.

$1,000 since 2016$3,111Total return+211.1%Multiple3.1×CAGR+12.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,111Gain+$2,111 (+211.1%)Multiple3.1×CAGR+12.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2016$3,1112017$2,8162018$2,4362019$2,7482020$2,3122021$2,0402022$1,5392023$1,8302024$1,5482025$1,3782026$1,215

    Every year, $1,000 from 2016

    YearValue of $1,000Year return
    2016$1,000
    2017$1,156+15.6%
    2018$1,025-11.4%
    2019$1,218+18.9%
    2020$1,380+13.3%
    2021$1,830+32.6%
    2022$1,539-15.9%
    2023$1,819+18.2%
    2024$2,044+12.4%
    2025$2,319+13.4%
    2026$2,816+21.5%

    Best and worst month-end to buy

    The best single month-end close to have bought PSC was 2020-03 ($19.99): $1,000 then is $3,497 today. The worst was 2026-06 ($70.04): $1,000 then is $998.

    FAQ

    What would $1,000 in PSC be worth today?

    A $1,000 investment in Principal U.S. Small-Cap ETF (PSC) at the start of 2016 would be worth about $3,111 today, a total return of +211.1%. Dividends are reinvested in these figures.

    What were the best and worst years for PSC?

    Principal U.S. Small-Cap ETF (PSC)'s strongest calendar year since 2016 was 2021, a +32.6% return — $1,000 held through that year became about $1,326 by year-end. Its weakest year was 2022, at -15.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PSC have grown?

    Investing $100 at the end of every month since 2016-09 would have grown to about $23,655 on $12,000 invested.

    Did PSC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,555. PSC trailed the S&P 500 by +12.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Principal U.S. Small-Cap ETF (PSC) historical total-return data from 2016-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.