Wall Street RegretsThe regret calculator.

What if you'd held PSET?

A $1,000 investment in Principal Quality ETF (PSET) at the month-end close of 2016-03 would be worth $3,552 at the close of 2026-08 — +255.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,742.

$1,000 since 2016$3,552Total return+255.2%Multiple3.6×CAGR+12.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,552Gain+$2,552 (+255.2%)Multiple3.6×CAGR+12.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2016$3,5522017$3,4022018$2,7362019$2,8012020$2,0802021$1,7902022$1,3822023$1,6552024$1,3372025$1,1362026$1,059

    Every year, $1,000 from 2016

    YearValue of $1,000Year return
    2016$1,000
    2017$1,243+24.3%
    2018$1,215-2.3%
    2019$1,635+34.6%
    2020$1,900+16.2%
    2021$2,462+29.6%
    2022$2,055-16.5%
    2023$2,545+23.8%
    2024$2,994+17.7%
    2025$3,212+7.3%
    2026$3,402+5.9%

    Best and worst month-end to buy

    The best single month-end close to have bought PSET was 2016-04 ($22.53): $1,000 then is $3,573 today. The worst was 2026-08 ($80.49): $1,000 then is $1,000.

    FAQ

    What would $1,000 in PSET be worth today?

    A $1,000 investment in Principal Quality ETF (PSET) at the start of 2016 would be worth about $3,552 today, a total return of +255.2%. Dividends are reinvested in these figures.

    What were the best and worst years for PSET?

    Principal Quality ETF (PSET)'s strongest calendar year since 2016 was 2019, a +34.6% return — $1,000 held through that year became about $1,346 by year-end. Its weakest year was 2022, at -16.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PSET have grown?

    Investing $100 at the end of every month since 2016-03 would have grown to about $24,883 on $12,600 invested.

    Did PSET beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,742. PSET trailed the S&P 500 by +5.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Principal Quality ETF (PSET) historical total-return data from 2016-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.