Wall Street RegretsThe regret calculator.

What if you'd held PTBD?

A $1,000 investment in Pacer Trendpilot US Bond ETF (PTBD) at the month-end close of 2019-10 would be worth $1,072 at the close of 2026-08 — +7.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,538.

$1,000 since 2019$1,072Total return+7.2%Multiple1.1×CAGR+1.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,072Gain+$71.95 (+7.2%)Multiple1.1×CAGR+1.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2019$1,0722020$1,0412021$9412022$9362023$1,1832024$1,0872025$1,0432026$1,017

    Every year, $1,000 from 2019

    YearValue of $1,000Year return
    2019$1,000
    2020$1,106+10.6%
    2021$1,112+0.5%
    2022$880-20.8%
    2023$957+8.8%
    2024$998+4.2%
    2025$1,023+2.5%
    2026$1,041+1.7%

    Best and worst month-end to buy

    The best single month-end close to have bought PTBD was 2022-09 ($15.54): $1,000 then is $1,237 today. The worst was 2021-07 ($20.85): $1,000 then is $922.

    FAQ

    What would $1,000 in PTBD be worth today?

    A $1,000 investment in Pacer Trendpilot US Bond ETF (PTBD) at the start of 2019 would be worth about $1,072 today, a total return of +7.2%. Dividends are reinvested in these figures.

    What were the best and worst years for PTBD?

    Pacer Trendpilot US Bond ETF (PTBD)'s strongest calendar year since 2019 was 2020, a +10.6% return — $1,000 held through that year became about $1,106 by year-end. Its weakest year was 2022, at -20.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PTBD have grown?

    Investing $100 at the end of every month since 2019-10 would have grown to about $8,680 on $8,300 invested.

    Did PTBD beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,538. PTBD trailed the S&P 500 by +57.8% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Pacer Trendpilot US Bond ETF (PTBD) historical total-return data from 2019-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.