Wall Street RegretsThe regret calculator.

What if you'd held QDF?

A $1,000 investment in Northern Trust Quality Dividend ETF (QDF) at the month-end close of 2012-12 would be worth $5,236 at the close of 2026-08 — +423.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,405.

$1,000 since 2012$5,236Total return+423.6%Multiple5.2×CAGR+12.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$5,236Gain+$4,236 (+423.6%)Multiple5.2×CAGR+12.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$5,2362013$5,2362014$3,8412015$3,4372016$3,4692017$2,9842018$2,5412019$2,7612020$2,1962021$2,0952022$1,6542023$1,8822024$1,5722025$1,3442026$1,153

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$1,363+36.3%
    2014$1,524+11.8%
    2015$1,510-0.9%
    2016$1,755+16.3%
    2017$2,061+17.4%
    2018$1,896-8.0%
    2019$2,384+25.7%
    2020$2,500+4.9%
    2021$3,166+26.7%
    2022$2,782-12.1%
    2023$3,331+19.7%
    2024$3,895+16.9%
    2025$4,541+16.6%
    2026$5,236+15.3%

    Best and worst month-end to buy

    The best single month-end close to have bought QDF was 2012-12 ($17.68): $1,000 then is $5,236 today. The worst was 2026-08 ($92.58): $1,000 then is $1,000.

    FAQ

    What would $1,000 in QDF be worth today?

    A $1,000 investment in Northern Trust Quality Dividend ETF (QDF) at the start of 2012 would be worth about $5,236 today, a total return of +423.6%. Dividends are reinvested in these figures.

    What were the best and worst years for QDF?

    Northern Trust Quality Dividend ETF (QDF)'s strongest calendar year since 2012 was 2013, a +36.3% return — $1,000 held through that year became about $1,363 by year-end. Its weakest year was 2022, at -12.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in QDF have grown?

    Investing $100 at the end of every month since 2012-12 would have grown to about $40,874 on $16,500 invested.

    Did QDF beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,405. QDF trailed the S&P 500 by +3.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Northern Trust Quality Dividend ETF (QDF) historical total-return data from 2012-12 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.