Wall Street RegretsThe regret calculator.

What if you'd held QEFA?

A $1,000 investment in State Street SPDR MSCI EAFE StrategicFactors ETF (QEFA) at the month-end close of 2014-06 would be worth $2,310 at the close of 2026-08 — +131.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,932.

$1,000 since 2014$2,310Total return+131.0%Multiple2.3×CAGR+7.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,310Gain+$1,310 (+131.0%)Multiple2.3×CAGR+7.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2014$2,3102015$2,5082016$2,4592017$2,4652018$1,9882019$2,2182020$1,8202021$1,7042022$1,5152023$1,7622024$1,5012025$1,4682026$1,136

    Every year, $1,000 from 2014

    YearValue of $1,000Year return
    2014$1,000
    2015$1,020+2.0%
    2016$1,017-0.3%
    2017$1,262+24.0%
    2018$1,131-10.4%
    2019$1,378+21.9%
    2020$1,471+6.8%
    2021$1,655+12.5%
    2022$1,423-14.0%
    2023$1,671+17.4%
    2024$1,709+2.3%
    2025$2,208+29.2%
    2026$2,508+13.6%

    Best and worst month-end to buy

    The best single month-end close to have bought QEFA was 2016-02 ($38.43): $1,000 then is $2,639 today. The worst was 2026-08 ($101): $1,000 then is $1,000.

    FAQ

    What would $1,000 in QEFA be worth today?

    A $1,000 investment in State Street SPDR MSCI EAFE StrategicFactors ETF (QEFA) at the start of 2014 would be worth about $2,310 today, a total return of +131.0%. Dividends are reinvested in these figures.

    What were the best and worst years for QEFA?

    State Street SPDR MSCI EAFE StrategicFactors ETF (QEFA)'s strongest calendar year since 2014 was 2025, a +29.2% return — $1,000 held through that year became about $1,292 by year-end. Its weakest year was 2022, at -14.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in QEFA have grown?

    Investing $100 at the end of every month since 2014-06 would have grown to about $27,312 on $14,700 invested.

    Did QEFA beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,932. QEFA trailed the S&P 500 by +41.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    State Street SPDR MSCI EAFE StrategicFactors ETF (QEFA) historical total-return data from 2014-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.