Wall Street RegretsThe regret calculator.

What if you'd held QFIN?

A $1,000 investment in Qfin Holdings, Inc. (QFIN) at the month-end close of 2018-12 would be worth $987 at the close of 2026-08 — -1.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,075.

$1,000 since 2018$987Total return-1.3%Multiple0.99×CAGR-0.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$987Gain+$-13.39 (-1.3%)Multiple1.0×CAGR-0.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2018$9872019$9872020$1,5662021$1,2982022$6582023$7042024$8692025$3412026$649

    Every year, $1,000 from 2018

    YearValue of $1,000Year return
    2018$1,000
    2019$630-37.0%
    2020$760+20.6%
    2021$1,499+97.2%
    2022$1,401-6.5%
    2023$1,135-19.0%
    2024$2,896+155.2%
    2025$1,521-47.5%
    2026$987-35.1%

    Best and worst month-end to buy

    The best single month-end close to have bought QFIN was 2020-03 ($6.16): $1,000 then is $1,914 today. The worst was 2025-03 ($40.50): $1,000 then is $291.

    FAQ

    What would $1,000 in QFIN be worth today?

    A $1,000 investment in Qfin Holdings, Inc. (QFIN) at the start of 2018 would be worth about $987 today, a total return of -1.3%. Dividends are reinvested in these figures.

    What were the best and worst years for QFIN?

    Qfin Holdings, Inc. (QFIN)'s strongest calendar year since 2018 was 2024, a +155.2% return — $1,000 held through that year became about $2,552 by year-end. Its weakest year was 2025, at -47.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in QFIN have grown?

    Investing $100 at the end of every month since 2018-12 would have grown to about $8,257 on $9,300 invested.

    Did QFIN beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,075. QFIN trailed the S&P 500 by +67.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Qfin Holdings, Inc. (QFIN) historical total-return data from 2018-12 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.