Wall Street RegretsThe regret calculator.

What if you'd held QLC?

A $1,000 investment in Northern Trust US Quality Large Cap ETF (QLC) at the month-end close of 2015-09 would be worth $4,365 at the close of 2026-08 — +336.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,015.

$1,000 since 2015$4,365Total return+336.5%Multiple4.4×CAGR+14.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,365Gain+$3,365 (+336.5%)Multiple4.4×CAGR+14.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2015$4,3652016$4,1352017$3,8072018$3,1282019$3,4052020$2,7352021$2,4062022$1,8732023$2,2632024$1,7962025$1,4172026$1,150

    Every year, $1,000 from 2015

    YearValue of $1,000Year return
    2015$1,000
    2016$1,086+8.6%
    2017$1,322+21.7%
    2018$1,215-8.1%
    2019$1,512+24.5%
    2020$1,719+13.7%
    2021$2,207+28.4%
    2022$1,827-17.2%
    2023$2,303+26.0%
    2024$2,918+26.7%
    2025$3,597+23.2%
    2026$4,135+15.0%

    Best and worst month-end to buy

    The best single month-end close to have bought QLC was 2016-01 ($20.78): $1,000 then is $4,462 today. The worst was 2026-08 ($92.71): $1,000 then is $1,000.

    FAQ

    What would $1,000 in QLC be worth today?

    A $1,000 investment in Northern Trust US Quality Large Cap ETF (QLC) at the start of 2015 would be worth about $4,365 today, a total return of +336.5%. Dividends are reinvested in these figures.

    What were the best and worst years for QLC?

    Northern Trust US Quality Large Cap ETF (QLC)'s strongest calendar year since 2015 was 2021, a +28.4% return — $1,000 held through that year became about $1,284 by year-end. Its weakest year was 2022, at -17.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in QLC have grown?

    Investing $100 at the end of every month since 2015-09 would have grown to about $33,173 on $13,200 invested.

    Did QLC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $4,015. QLC beat the S&P 500 by +8.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Northern Trust US Quality Large Cap ETF (QLC) historical total-return data from 2015-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.