Wall Street RegretsThe regret calculator.

What if you'd held QUAL?

A $1,000 investment in iShares MSCI USA Quality Factor ETF (QUAL) at the month-end close of 2013-07 would be worth $5,397 at the close of 2026-08 — +439.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,572.

$1,000 since 2013$5,397Total return+439.7%Multiple5.4×CAGR+13.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$5,397Gain+$4,397 (+439.7%)Multiple5.4×CAGR+13.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2013$5,3972014$4,7542015$4,2722016$4,0502017$3,7272018$3,0492019$3,2332020$2,4152021$2,0632022$1,6252023$2,0452024$1,5622025$1,2772026$1,134

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$1,113+11.3%
    2015$1,174+5.5%
    2016$1,275+8.7%
    2017$1,559+22.3%
    2018$1,470-5.7%
    2019$1,969+33.9%
    2020$2,304+17.0%
    2021$2,925+26.9%
    2022$2,325-20.5%
    2023$3,043+30.9%
    2024$3,722+22.3%
    2025$4,192+12.6%
    2026$4,754+13.4%

    Best and worst month-end to buy

    The best single month-end close to have bought QUAL was 2013-08 ($40.71): $1,000 then is $5,511 today. The worst was 2026-08 ($224): $1,000 then is $1,000.

    FAQ

    What would $1,000 in QUAL be worth today?

    A $1,000 investment in iShares MSCI USA Quality Factor ETF (QUAL) at the start of 2013 would be worth about $5,397 today, a total return of +439.7%. Dividends are reinvested in these figures.

    What were the best and worst years for QUAL?

    iShares MSCI USA Quality Factor ETF (QUAL)'s strongest calendar year since 2013 was 2019, a +33.9% return — $1,000 held through that year became about $1,339 by year-end. Its weakest year was 2022, at -20.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in QUAL have grown?

    Investing $100 at the end of every month since 2013-07 would have grown to about $42,660 on $15,800 invested.

    Did QUAL beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $4,572. QUAL beat the S&P 500 by +18.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares MSCI USA Quality Factor ETF (QUAL) historical total-return data from 2013-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.