Wall Street RegretsThe regret calculator.

What if you'd held RAIL?

A $1,000 investment in Freightcar America, Inc. (RAIL) at the month-end close of 2005-04 would be worth $419 at the close of 2026-08 — -58.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,663.

$1,000 since 2005$419Total return-58.1%Multiple0.42×CAGR-4.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$419Gain+$-581 (-58.1%)Multiple0.4×CAGR-4.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2005$4192006$1692007$1462008$2302009$4382010$3982011$2722012$3762013$3472014$2892015$2902016$3872017$4912018$4232019$1,0792020$3,4882021$2,9962022$1,9572023$2,2562024$2,6742025$8062026$652

    Every year, $1,000 from 2005

    YearValue of $1,000Year return
    2005$1,000
    2006$1,156+15.6%
    2007$734-36.5%
    2008$386-47.4%
    2009$425+10.0%
    2010$621+46.3%
    2011$450-27.6%
    2012$487+8.2%
    2013$585+20.1%
    2014$583-0.3%
    2015$437-25.0%
    2016$344-21.3%
    2017$400+16.3%
    2018$157-60.8%
    2019$48.47-69.1%
    2020$56.43+16.4%
    2021$86.41+53.1%
    2022$74.93-13.3%
    2023$63.22-15.6%
    2024$210+231.9%
    2025$259+23.5%
    2026$169-34.8%

    Best and worst month-end to buy

    The best single month-end close to have bought RAIL was 2020-03 ($0.93): $1,000 then is $7,763 today. The worst was 2006-02 ($62.65): $1,000 then is $115.

    FAQ

    What would $1,000 in RAIL be worth today?

    A $1,000 investment in Freightcar America, Inc. (RAIL) at the start of 2005 would be worth about $419 today, a total return of -58.1%. Dividends are reinvested in these figures.

    What were the best and worst years for RAIL?

    Freightcar America, Inc. (RAIL)'s strongest calendar year since 2005 was 2024, a +231.9% return — $1,000 held through that year became about $3,319 by year-end. Its weakest year was 2019, at -69.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in RAIL have grown?

    Investing $100 at the end of every month since 2005-04 would have grown to about $23,923 on $25,700 invested.

    Did RAIL beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,663. RAIL trailed the S&P 500 by +93.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Freightcar America, Inc. (RAIL) historical total-return data from 2005-04 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.