Wall Street RegretsThe regret calculator.

What if you'd held RC?

A $1,000 investment in Ready Capital Corporation (RC) at the month-end close of 2013-02 would be worth $383 at the close of 2026-08 — -61.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,089.

$1,000 since 2013$383Total return-61.7%Multiple0.38×CAGR-6.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$383Gain+$-617 (-61.7%)Multiple0.4×CAGR-6.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2013$3832014$4242015$3582016$3712017$3732018$3002019$3042020$2462021$2652022$1892023$2322024$2192025$2862026$819

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$1,183+18.3%
    2015$1,145-3.3%
    2016$1,137-0.6%
    2017$1,414+24.4%
    2018$1,395-1.4%
    2019$1,725+23.7%
    2020$1,600-7.3%
    2021$2,241+40.1%
    2022$1,831-18.3%
    2023$1,940+5.9%
    2024$1,484-23.5%
    2025$518-65.1%
    2026$424-18.1%

    Best and worst month-end to buy

    The best single month-end close to have bought RC was 2026-07 ($1.43): $1,000 then is $1,231 today. The worst was 2021-12 ($9.30): $1,000 then is $189.

    FAQ

    What would $1,000 in RC be worth today?

    A $1,000 investment in Ready Capital Corporation (RC) at the start of 2013 would be worth about $383 today, a total return of -61.7%. Dividends are reinvested in these figures.

    What were the best and worst years for RC?

    Ready Capital Corporation (RC)'s strongest calendar year since 2013 was 2021, a +40.1% return — $1,000 held through that year became about $1,401 by year-end. Its weakest year was 2025, at -65.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in RC have grown?

    Investing $100 at the end of every month since 2013-02 would have grown to about $5,782 on $16,300 invested.

    Did RC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,089. RC trailed the S&P 500 by +92.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Ready Capital Corporation (RC) historical total-return data from 2013-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.