Wall Street RegretsThe regret calculator.

What if you'd held RFEM?

A $1,000 investment in First Trust RiverFront Dynamic Emerging Markets ETF (RFEM) at the month-end close of 2016-06 would be worth $2,766 at the close of 2026-08 — +176.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,672.

$1,000 since 2016$2,766Total return+176.6%Multiple2.8×CAGR+10.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,766Gain+$1,766 (+176.6%)Multiple2.8×CAGR+10.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2016$2,7662017$2,4952018$1,8382019$2,2642020$1,8812021$1,7392022$1,7222023$2,1282024$1,7612025$1,5892026$1,244

    Every year, $1,000 from 2016

    YearValue of $1,000Year return
    2016$1,000
    2017$1,357+35.7%
    2018$1,102-18.8%
    2019$1,326+20.3%
    2020$1,435+8.2%
    2021$1,449+1.0%
    2022$1,173-19.1%
    2023$1,417+20.8%
    2024$1,570+10.8%
    2025$2,005+27.7%
    2026$2,495+24.4%

    Best and worst month-end to buy

    The best single month-end close to have bought RFEM was 2016-06 ($35.17): $1,000 then is $2,766 today. The worst was 2026-08 ($97.27): $1,000 then is $1,000.

    FAQ

    What would $1,000 in RFEM be worth today?

    A $1,000 investment in First Trust RiverFront Dynamic Emerging Markets ETF (RFEM) at the start of 2016 would be worth about $2,766 today, a total return of +176.6%. Dividends are reinvested in these figures.

    What were the best and worst years for RFEM?

    First Trust RiverFront Dynamic Emerging Markets ETF (RFEM)'s strongest calendar year since 2016 was 2017, a +35.7% return — $1,000 held through that year became about $1,357 by year-end. Its weakest year was 2022, at -19.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in RFEM have grown?

    Investing $100 at the end of every month since 2016-06 would have grown to about $22,830 on $12,300 invested.

    Did RFEM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,672. RFEM trailed the S&P 500 by +24.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    First Trust RiverFront Dynamic Emerging Markets ETF (RFEM) historical total-return data from 2016-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.