Wall Street RegretsThe regret calculator.

What if you'd held RFI?

A $1,000 investment in Cohen & Steers Total Return Realty Fund, Inc. (RFI) at the month-end close of 1994-02 would be worth $14,400 at the close of 2026-08 — +1340.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $16,500.

$1,000 since 1994$14,400Total return+1340.0%Multiple14.4×CAGR+8.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$14,400Gain+$13,400 (+1340.0%)Multiple14.4×CAGR+8.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$11,3162001$9,3052002$7,5942003$6,8042004$5,0952005$4,2142006$3,9322007$3,3442008$4,3192009$6,9362010$4,8882011$2,8552012$3,3302013$2,4362014$2,7382015$2,2452016$2,1192017$2,0492018$1,7992019$1,9742020$1,3672021$1,3772022$9892023$1,2712024$1,2182025$1,1422026$1,103

    Every year, $1,000 from 1994

    YearValue of $1,000Year return
    1994$1,000
    1995$1,107+10.7%
    1996$1,467+32.5%
    1997$1,857+26.5%
    1998$1,637-11.8%
    1999$1,473-10.0%
    2000$1,792+21.6%
    2001$2,195+22.5%
    2002$2,450+11.6%
    2003$3,272+33.5%
    2004$3,957+20.9%
    2005$4,240+7.2%
    2006$4,986+17.6%
    2007$3,860-22.6%
    2008$2,404-37.7%
    2009$3,411+41.9%
    2010$5,839+71.2%
    2011$5,006-14.3%
    2012$6,844+36.7%
    2013$6,088-11.0%
    2014$7,425+22.0%
    2015$7,867+5.9%
    2016$8,137+3.4%
    2017$9,269+13.9%
    2018$8,444-8.9%
    2019$12,200+44.5%
    2020$12,104-0.8%
    2021$16,849+39.2%
    2022$13,122-22.1%
    2023$13,693+4.4%
    2024$14,602+6.6%
    2025$15,120+3.5%
    2026$16,671+10.3%

    Best and worst month-end to buy

    The best single month-end close to have bought RFI was 1995-04 ($0.68): $1,000 then is $17,016 today. The worst was 2021-12 ($11.64): $1,000 then is $989.

    FAQ

    What would $1,000 in RFI be worth today?

    A $1,000 investment in Cohen & Steers Total Return Realty Fund, Inc. (RFI) at the start of 1994 would be worth about $14,400 today, a total return of +1340.0%. Dividends are reinvested in these figures.

    What were the best and worst years for RFI?

    Cohen & Steers Total Return Realty Fund, Inc. (RFI)'s strongest calendar year since 1994 was 2010, a +71.2% return — $1,000 held through that year became about $1,712 by year-end. Its weakest year was 2008, at -37.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in RFI have grown?

    Investing $100 at the end of every month since 1994-02 would have grown to about $198,568 on $39,100 invested.

    Did RFI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $16,500. RFI trailed the S&P 500 by +12.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Cohen & Steers Total Return Realty Fund, Inc. (RFI) historical total-return data from 1994-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.