Wall Street RegretsThe regret calculator.

What if you'd held RYAM?

A $1,000 investment in Rayonier Advanced Materials Inc. (RYAM) at the month-end close of 2014-06 would be worth $251 at the close of 2026-08 — -74.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,932.

$1,000 since 2014$251Total return-74.9%Multiple0.25×CAGR-10.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$251Gain+$-749 (-74.9%)Multiple0.3×CAGR-10.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2014$2512015$4342016$9622017$5942018$4412019$8332020$2,2732021$1,3392022$1,5292023$9092024$2,1562025$1,0582026$1,482

    Every year, $1,000 from 2014

    YearValue of $1,000Year return
    2014$1,000
    2015$451-54.9%
    2016$730+61.8%
    2017$983+34.7%
    2018$521-47.0%
    2019$191-63.4%
    2020$324+69.8%
    2021$284-12.4%
    2022$477+68.1%
    2023$201-57.8%
    2024$410+103.7%
    2025$293-28.6%
    2026$434+48.2%

    Best and worst month-end to buy

    The best single month-end close to have bought RYAM was 2020-03 ($1.06): $1,000 then is $8,236 today. The worst was 2014-06 ($34.79): $1,000 then is $251.

    FAQ

    What would $1,000 in RYAM be worth today?

    A $1,000 investment in Rayonier Advanced Materials Inc. (RYAM) at the start of 2014 would be worth about $251 today, a total return of -74.9%. Dividends are reinvested in these figures.

    What were the best and worst years for RYAM?

    Rayonier Advanced Materials Inc. (RYAM)'s strongest calendar year since 2014 was 2024, a +103.7% return — $1,000 held through that year became about $2,037 by year-end. Its weakest year was 2019, at -63.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in RYAM have grown?

    Investing $100 at the end of every month since 2014-06 would have grown to about $20,208 on $14,700 invested.

    Did RYAM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,932. RYAM trailed the S&P 500 by +93.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Rayonier Advanced Materials Inc. (RYAM) historical total-return data from 2014-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.