Wall Street RegretsThe regret calculator.

What if you'd held SB?

A $1,000 investment in Safe Bulkers, Inc Common Stock ($0.001 par value) (SB) at the month-end close of 2008-05 would be worth $891 at the close of 2026-08 — -10.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,504.

$1,000 since 2008$891Total return-10.9%Multiple0.89×CAGR-0.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$891Gain+$-109 (-10.9%)Multiple0.9×CAGR-0.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2008$8912009$2,2592010$1,5852011$1,4532012$1,9862013$3,2642014$1,0162015$2,6302016$12,5502017$8,8322018$3,1452019$5,7052020$5,9772021$7,8182022$2,6952023$3,3142024$2,3182025$2,4442026$1,742

    Every year, $1,000 from 2008

    YearValue of $1,000Year return
    2008$1,000
    2009$1,425+42.5%
    2010$1,554+9.1%
    2011$1,137-26.8%
    2012$692-39.1%
    2013$2,224+221.3%
    2014$859-61.4%
    2015$180-79.0%
    2016$256+42.1%
    2017$718+180.9%
    2018$396-44.9%
    2019$378-4.5%
    2020$289-23.6%
    2021$838+190.1%
    2022$682-18.7%
    2023$975+43.0%
    2024$925-5.1%
    2025$1,297+40.3%
    2026$2,259+74.2%

    Best and worst month-end to buy

    The best single month-end close to have bought SB was 2016-01 ($0.35): $1,000 then is $23,079 today. The worst was 2008-08 ($9.32): $1,000 then is $877.

    FAQ

    What would $1,000 in SB be worth today?

    A $1,000 investment in Safe Bulkers, Inc Common Stock ($0.001 par value) (SB) at the start of 2008 would be worth about $891 today, a total return of -10.9%. Dividends are reinvested in these figures.

    What were the best and worst years for SB?

    Safe Bulkers, Inc Common Stock ($0.001 par value) (SB)'s strongest calendar year since 2008 was 2013, a +221.3% return — $1,000 held through that year became about $3,213 by year-end. Its weakest year was 2015, at -79.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SB have grown?

    Investing $100 at the end of every month since 2008-05 would have grown to about $76,538 on $22,000 invested.

    Did SB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,504. SB trailed the S&P 500 by +83.8% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Safe Bulkers, Inc Common Stock ($0.001 par value) (SB) historical total-return data from 2008-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.