Wall Street RegretsThe regret calculator.

What if you'd held SBFG?

A $1,000 investment in SB Financial Group, Inc. (SBFG) at the month-end close of 1999-01 would be worth $2,959 at the close of 2026-08 — +195.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,024.

$1,000 since 1999$2,959Total return+195.9%Multiple3.0×CAGR+4.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,959Gain+$1,959 (+195.9%)Multiple3.0×CAGR+4.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$3,6152001$3,9602002$3,3052003$4,7702004$3,1972005$3,1862006$3,7062007$3,9842008$3,3592009$5,3252010$5,6532011$9,7332012$14,6802013$5,9442014$4,8402015$3,9782016$3,2972017$2,2382018$1,9122019$2,1122020$1,7292021$1,8142022$1,6462023$1,7712024$1,8832025$1,3342026$1,218

    Every year, $1,000 from 1999

    YearValue of $1,000Year return
    1999$1,000
    2000$913-8.7%
    2001$1,094+19.8%
    2002$758-30.7%
    2003$1,131+49.2%
    2004$1,135+0.4%
    2005$976-14.0%
    2006$907-7.0%
    2007$1,076+18.6%
    2008$679-36.9%
    2009$639-5.8%
    2010$371-41.9%
    2011$246-33.7%
    2012$608+147.0%
    2013$747+22.8%
    2014$909+21.7%
    2015$1,097+20.7%
    2016$1,615+47.3%
    2017$1,891+17.1%
    2018$1,712-9.5%
    2019$2,091+22.2%
    2020$1,993-4.7%
    2021$2,196+10.2%
    2022$2,041-7.1%
    2023$1,920-5.9%
    2024$2,710+41.2%
    2025$2,969+9.5%
    2026$3,615+21.8%

    Best and worst month-end to buy

    The best single month-end close to have bought SBFG was 2011-12 ($1.81): $1,000 then is $14,680 today. The worst was 2026-08 ($26.57): $1,000 then is $1,000.

    FAQ

    What would $1,000 in SBFG be worth today?

    A $1,000 investment in SB Financial Group, Inc. (SBFG) at the start of 1999 would be worth about $2,959 today, a total return of +195.9%. Dividends are reinvested in these figures.

    What were the best and worst years for SBFG?

    SB Financial Group, Inc. (SBFG)'s strongest calendar year since 1999 was 2012, a +147.0% return — $1,000 held through that year became about $2,470 by year-end. Its weakest year was 2010, at -41.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SBFG have grown?

    Investing $100 at the end of every month since 1999-01 would have grown to about $123,289 on $33,200 invested.

    Did SBFG beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,024. SBFG trailed the S&P 500 by +50.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    SB Financial Group, Inc. (SBFG) historical total-return data from 1999-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.