What if you'd held SCHY?
A $1,000 investment in Schwab International Dividend Equity ETF (SCHY) at the month-end close of 2021-05 would be worth $1,265 at the close on 2026-10-16: a +26.5% price return. Through September 2026, the latest month the fund has reported, the same $1,000 became $1,210 in SCHY and $1,961 in an S&P 500 index fund (TSP C Fund). The fund figure includes reinvested dividends; the stock figure does not, so the comparison favors the fund.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year and held to the latest close.
Every year, $1,000 from 2021
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2021 | $1,000 | — |
| 2022 | $909 | -9.1% |
| 2023 | $1,001 | +10.1% |
| 2024 | $941 | -6.0% |
| 2025 | $1,215 | +29.1% |
| 2026 | $1,337 | +10.0% |
Best and worst month to buy
The best month to have bought SCHY was 2022-09, at a close of $19.97: $1,000 then is $1,644 today. The worst was 2026-02, at $33.93: $1,000 then is $968.
FAQ
What would $1,000 in SCHY be worth today?
About $1,265 at the latest close, a price return of +26.5%. That is $1,000 put into SCHY at the 2021-05 month-end close, the first in this price history.
What were the best and worst years for SCHY?
SCHY's best calendar year since 2021 was 2025, with a +29.1% return: $1,000 invested at the start of that year became about $1,291. Its worst year was 2022, at -9.1%.
Does the calculator include dividends and splits?
Splits only. Price return: adjusted for stock splits, dividends not included. Prices are split-adjusted automatically; a ticker whose history we could not adjust with confidence starts later or is not shown.
How much would $100 per month in SCHY have grown?
To about $8,487 from $6,600 invested, putting in $100 at every monthly close since 2021-05.
Did SCHY beat the S&P 500?
No. From the May 2021 month-end through September 2026, SCHY trailed an S&P 500 index fund by 38.3%: $1,000 in the fund (the TSP C Fund, dividends included) became $1,961, and $1,000 in SCHY (price only) became $1,210. The fund's monthly returns are published at tsp.gov.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number here is a historical calculation, and past performance never guarantees future results.
Methodology
The figures on this page use SCHY's historical price data from 2021-05 to 2026-10. The tables and the calculator above use month-end closes.
Prices come from IEX Historical Data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest close. Amounts in other currencies are converted at month-end exchange rates published by the European Central Bank and, for earlier years, the Federal Reserve: into US dollars at the buy date's rate and back at the sell date's rate, so the return includes the currency move.
Prices are the last regular-session trade on IEX (Investors Exchange) each day, which can differ slightly from the official close. Month-end closes miss the highs and lows inside a month. Figures ignore taxes, fees and the currency effects of non-USD listings.
What if you'd held…
Prices as of the last IEX trade on 2026-10-16. Data delayed end-of-day.