Wall Street RegretsThe regret calculator.

What if you'd held SCM?

A $1,000 investment in Stellus Capital Investment Corporation (SCM) at the month-end close of 2012-11 would be worth $2,530 at the close of 2026-08 — +153.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,443.

$1,000 since 2012$2,530Total return+153.0%Multiple2.5×CAGR+7.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,530Gain+$1,530 (+153.0%)Multiple2.5×CAGR+7.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$2,5302013$2,3402014$2,3402015$2,6702016$2,9002017$2,0352018$1,6922019$1,5422020$1,2762021$1,4872022$1,1432023$1,0122024$9322025$7742026$746

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$1,0000.0%
    2014$877-12.3%
    2015$807-8.0%
    2016$1,150+42.5%
    2017$1,383+20.3%
    2018$1,517+9.7%
    2019$1,834+20.8%
    2020$1,574-14.2%
    2021$2,048+30.2%
    2022$2,314+13.0%
    2023$2,512+8.6%
    2024$3,024+20.4%
    2025$3,137+3.7%
    2026$2,340-25.4%

    Best and worst month-end to buy

    The best single month-end close to have bought SCM was 2016-02 ($2.74): $1,000 then is $3,186 today. The worst was 2025-08 ($12.84): $1,000 then is $680.

    FAQ

    What would $1,000 in SCM be worth today?

    A $1,000 investment in Stellus Capital Investment Corporation (SCM) at the start of 2012 would be worth about $2,530 today, a total return of +153.0%. Dividends are reinvested in these figures.

    What were the best and worst years for SCM?

    Stellus Capital Investment Corporation (SCM)'s strongest calendar year since 2012 was 2016, a +42.5% return — $1,000 held through that year became about $1,425 by year-end. Its weakest year was 2026, at -25.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SCM have grown?

    Investing $100 at the end of every month since 2012-11 would have grown to about $26,922 on $16,600 invested.

    Did SCM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,443. SCM trailed the S&P 500 by +53.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Stellus Capital Investment Corporation (SCM) historical total-return data from 2012-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.