Wall Street RegretsThe regret calculator.

What if you'd held SCZM?

A $1,000 investment in Santacruz Silver Mining Ltd. (SCZM) at the month-end close of 2012-10 would be worth $998 at the close of 2026-08 — -0.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,458.

$1,000 since 2012$998Total return-0.2%Multiple1.00×CAGR-0.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$998Gain+$-2.09 (-0.2%)Multiple1.0×CAGR-0.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$9982013$1,0792014$2,5982015$7,0352016$35,7302017$10,7312018$26,5002019$52,1312020$18,7432021$6,2432022$9,9382023$7,9502024$12,8922025$12,2152026$988

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$415-58.5%
    2014$153-63.1%
    2015$30.20-80.3%
    2016$101+233.0%
    2017$40.72-59.5%
    2018$20.70-49.2%
    2019$57.58+178.1%
    2020$173+200.2%
    2021$109-37.2%
    2022$136+25.0%
    2023$83.71-38.3%
    2024$88.35+5.5%
    2025$1,093+1136.9%
    2026$1,079-1.2%

    Best and worst month-end to buy

    The best single month-end close to have bought SCZM was 2019-02 ($0.16): $1,000 then is $61,154 today. The worst was 2026-02 ($12.55): $1,000 then is $760.

    FAQ

    What would $1,000 in SCZM be worth today?

    A $1,000 investment in Santacruz Silver Mining Ltd. (SCZM) at the start of 2012 would be worth about $998 today, a total return of -0.2%. Dividends are reinvested in these figures.

    What were the best and worst years for SCZM?

    Santacruz Silver Mining Ltd. (SCZM)'s strongest calendar year since 2012 was 2025, a +1136.9% return — $1,000 held through that year became about $12,369 by year-end. Its weakest year was 2015, at -80.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SCZM have grown?

    Investing $100 at the end of every month since 2012-10 would have grown to about $215,425 on $16,700 invested.

    Did SCZM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,458. SCZM trailed the S&P 500 by +81.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Santacruz Silver Mining Ltd. (SCZM) historical total-return data from 2012-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.