Wall Street RegretsThe regret calculator.

What if you'd held SDCI?

A $1,000 investment in USCF SummerHaven Dynamic Commodity Strategy No K-1 Fund (SDCI) at the month-end close of 2018-05 would be worth $2,491 at the close of 2026-08 — +149.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,849.

$1,000 since 2018$2,491Total return+149.1%Multiple2.5×CAGR+11.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,491Gain+$1,491 (+149.1%)Multiple2.5×CAGR+11.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2018$2,4912019$2,9692020$3,0422021$3,4042022$2,4932023$1,8712024$1,8872025$1,6012026$1,361

    Every year, $1,000 from 2018

    YearValue of $1,000Year return
    2018$1,000
    2019$976-2.4%
    2020$872-10.6%
    2021$1,191+36.5%
    2022$1,587+33.3%
    2023$1,573-0.9%
    2024$1,854+17.9%
    2025$2,181+17.6%
    2026$2,969+36.1%

    Best and worst month-end to buy

    The best single month-end close to have bought SDCI was 2020-04 ($6.94): $1,000 then is $4,321 today. The worst was 2026-08 ($29.99): $1,000 then is $1,000.

    FAQ

    What would $1,000 in SDCI be worth today?

    A $1,000 investment in USCF SummerHaven Dynamic Commodity Strategy No K-1 Fund (SDCI) at the start of 2018 would be worth about $2,491 today, a total return of +149.1%. Dividends are reinvested in these figures.

    What were the best and worst years for SDCI?

    USCF SummerHaven Dynamic Commodity Strategy No K-1 Fund (SDCI)'s strongest calendar year since 2018 was 2021, a +36.5% return — $1,000 held through that year became about $1,365 by year-end. Its weakest year was 2020, at -10.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SDCI have grown?

    Investing $100 at the end of every month since 2018-05 would have grown to about $23,045 on $10,000 invested.

    Did SDCI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,849. SDCI trailed the S&P 500 by +12.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    USCF SummerHaven Dynamic Commodity Strategy No K-1 Fund (SDCI) historical total-return data from 2018-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.