Wall Street RegretsThe regret calculator.

What if you'd held SEPZ?

A $1,000 investment in TrueShares Structured Outcome (September) ETF (SEPZ) at the month-end close of 2020-09 would be worth $2,109 at the close of 2026-08 — +110.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,292.

$1,000 since 2020$2,109Total return+110.9%Multiple2.1×CAGR+13.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,109Gain+$1,109 (+110.9%)Multiple2.1×CAGR+13.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2020$2,1092021$1,9342022$1,5882023$1,7362024$1,4722025$1,2452026$1,100

    Every year, $1,000 from 2020

    YearValue of $1,000Year return
    2020$1,000
    2021$1,218+21.8%
    2022$1,114-8.5%
    2023$1,314+17.9%
    2024$1,554+18.2%
    2025$1,759+13.2%
    2026$1,934+10.0%

    Best and worst month-end to buy

    The best single month-end close to have bought SEPZ was 2020-10 ($21.41): $1,000 then is $2,171 today. The worst was 2026-08 ($46.48): $1,000 then is $1,000.

    FAQ

    What would $1,000 in SEPZ be worth today?

    A $1,000 investment in TrueShares Structured Outcome (September) ETF (SEPZ) at the start of 2020 would be worth about $2,109 today, a total return of +110.9%. Dividends are reinvested in these figures.

    What were the best and worst years for SEPZ?

    TrueShares Structured Outcome (September) ETF (SEPZ)'s strongest calendar year since 2020 was 2021, a +21.8% return — $1,000 held through that year became about $1,218 by year-end. Its weakest year was 2022, at -8.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SEPZ have grown?

    Investing $100 at the end of every month since 2020-09 would have grown to about $10,735 on $7,200 invested.

    Did SEPZ beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,292. SEPZ trailed the S&P 500 by +8.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    TrueShares Structured Outcome (September) ETF (SEPZ) historical total-return data from 2020-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.