Wall Street RegretsThe regret calculator.

What if you'd held SHYD?

A $1,000 investment in VanEck Short High Yield Muni ETF (SHYD) at the month-end close of 2014-01 would be worth $1,315 at the close of 2026-08 — +31.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,324.

$1,000 since 2014$1,315Total return+31.5%Multiple1.3×CAGR+2.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,315Gain+$315 (+31.5%)Multiple1.3×CAGR+2.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2014$1,3152015$1,2602016$1,2702017$1,2802018$1,2202019$1,1822020$1,0992021$1,0822022$1,0402023$1,1442024$1,1172025$1,0692026$1,012

    Every year, $1,000 from 2014

    YearValue of $1,000Year return
    2014$1,000
    2015$992-0.8%
    2016$984-0.8%
    2017$1,032+4.9%
    2018$1,066+3.3%
    2019$1,147+7.5%
    2020$1,164+1.5%
    2021$1,211+4.1%
    2022$1,101-9.1%
    2023$1,128+2.4%
    2024$1,179+4.5%
    2025$1,245+5.6%
    2026$1,260+1.2%

    Best and worst month-end to buy

    The best single month-end close to have bought SHYD was 2014-01 ($17.26): $1,000 then is $1,315 today. The worst was 2026-06 ($22.74): $1,000 then is $998.

    FAQ

    What would $1,000 in SHYD be worth today?

    A $1,000 investment in VanEck Short High Yield Muni ETF (SHYD) at the start of 2014 would be worth about $1,315 today, a total return of +31.5%. Dividends are reinvested in these figures.

    What were the best and worst years for SHYD?

    VanEck Short High Yield Muni ETF (SHYD)'s strongest calendar year since 2014 was 2019, a +7.5% return — $1,000 held through that year became about $1,075 by year-end. Its weakest year was 2022, at -9.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SHYD have grown?

    Investing $100 at the end of every month since 2014-01 would have grown to about $17,533 on $15,200 invested.

    Did SHYD beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $4,324. SHYD trailed the S&P 500 by +69.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    VanEck Short High Yield Muni ETF (SHYD) historical total-return data from 2014-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.