What if you'd held SMBC?
A $1,000 investment in Southern Missouri Bancorp, Inc. (SMBC) at the month-end close of 1994-04 would be worth $63,256 at the close of 2026-08 — +6225.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $17,094.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1994
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1994 | $1,000 | — |
| 1995 | $1,471 | +47.1% |
| 1996 | $1,521 | +3.4% |
| 1997 | $2,140 | +40.8% |
| 1998 | $1,570 | -26.6% |
| 1999 | $1,430 | -8.9% |
| 2000 | $1,579 | +10.4% |
| 2001 | $1,942 | +23.0% |
| 2002 | $2,579 | +32.8% |
| 2003 | $3,512 | +36.2% |
| 2004 | $4,793 | +36.5% |
| 2005 | $3,901 | -18.6% |
| 2006 | $4,132 | +5.9% |
| 2007 | $3,901 | -5.6% |
| 2008 | $3,190 | -18.2% |
| 2009 | $3,537 | +10.9% |
| 2010 | $5,372 | +51.9% |
| 2011 | $7,149 | +33.1% |
| 2012 | $7,306 | +2.2% |
| 2013 | $11,074 | +51.6% |
| 2014 | $12,884 | +16.3% |
| 2015 | $16,512 | +28.2% |
| 2016 | $24,818 | +50.3% |
| 2017 | $26,694 | +7.6% |
| 2018 | $24,397 | -8.6% |
| 2019 | $28,058 | +15.0% |
| 2020 | $22,785 | -18.8% |
| 2021 | $39,678 | +74.1% |
| 2022 | $35,430 | -10.7% |
| 2023 | $42,132 | +18.9% |
| 2024 | $46,099 | +9.4% |
| 2025 | $48,322 | +4.8% |
| 2026 | $61,165 | +26.6% |
Best and worst month-end to buy
The best single month-end close to have bought SMBC was 1994-04 ($1.17): $1,000 then is $63,256 today. The worst was 2026-07 ($77.09): $1,000 then is $960.
FAQ
What would $1,000 in SMBC be worth today?
A $1,000 investment in Southern Missouri Bancorp, Inc. (SMBC) at the start of 1994 would be worth about $63,256 today, a total return of +6225.6%. Dividends are reinvested in these figures.
What were the best and worst years for SMBC?
Southern Missouri Bancorp, Inc. (SMBC)'s strongest calendar year since 1994 was 2021, a +74.1% return — $1,000 held through that year became about $1,741 by year-end. Its weakest year was 1998, at -26.6%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in SMBC have grown?
Investing $100 at the end of every month since 1994-04 would have grown to about $631,974 on $38,900 invested.
Did SMBC beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $17,094. SMBC beat the S&P 500 by +270.0% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Southern Missouri Bancorp, Inc. (SMBC) historical total-return data from 1994-04 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.