Wall Street RegretsThe regret calculator.

What if you'd held SMSI?

A $1,000 investment in Smith Micro Software, Inc. (SMSI) at the month-end close of 1995-09 would be worth $1.84 at the close of 2026-08 — -99.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $13,189.

$1,000 since 1995$1.84Total return-99.8%Multiple0.00×CAGR-18.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1.84Gain+$-998 (-99.8%)Multiple0.0×CAGR-18.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$6.592001$20.002002$17.262003$39.402004$9.112005$2.032006$3.102007$1.282008$2.142009$3.262010$1.982011$1.152012$16.042013$12.082014$12.252015$18.692016$24.832017$46.182018$25.532019$40.282020$18.222021$13.382022$14.742023$34.522024$87.352025$4432026$1,074

    Every year, $1,000 from 1995

    YearValue of $1,000Year return
    1995$1,000
    1996$722-27.8%
    1997$296-59.0%
    1998$306+3.1%
    1999$407+33.3%
    2000$134-67.0%
    2001$156+15.9%
    2002$68.15-56.2%
    2003$295+332.6%
    2004$1,326+349.7%
    2005$867-34.6%
    2006$2,102+142.6%
    2007$1,255-40.3%
    2008$824-34.4%
    2009$1,356+64.6%
    2010$2,332+72.0%
    2011$167-92.8%
    2012$222+32.7%
    2013$219-1.3%
    2014$144-34.5%
    2015$108-24.7%
    2016$58.15-46.2%
    2017$105+80.9%
    2018$66.67-36.6%
    2019$147+121.1%
    2020$201+36.2%
    2021$182-9.2%
    2022$77.78-57.3%
    2023$30.74-60.5%
    2024$6.06-80.3%
    2025$2.50-58.8%
    2026$2.69+7.4%

    Best and worst month-end to buy

    The best single month-end close to have bought SMSI was 2026-07 ($2.49): $1,000 then is $1,165 today. The worst was 2007-03 ($2,981): $1,000 then is $0.97.

    FAQ

    What would $1,000 in SMSI be worth today?

    A $1,000 investment in Smith Micro Software, Inc. (SMSI) at the start of 1995 would be worth about $1.84 today, a total return of -99.8%. Dividends are reinvested in these figures.

    What were the best and worst years for SMSI?

    Smith Micro Software, Inc. (SMSI)'s strongest calendar year since 1995 was 2004, a +349.7% return — $1,000 held through that year became about $4,497 by year-end. Its weakest year was 2011, at -92.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SMSI have grown?

    Investing $100 at the end of every month since 1995-09 would have grown to about $2,658 on $37,200 invested.

    Did SMSI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $13,189. SMSI trailed the S&P 500 by +100.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Smith Micro Software, Inc. (SMSI) historical total-return data from 1995-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.