Wall Street RegretsThe regret calculator.

What if you'd held SPIP?

A $1,000 investment in State Street SPDR Portfolio TIPS ETF (SPIP) at the month-end close of 2007-05 would be worth $1,911 at the close of 2026-08 — +91.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,036.

$1,000 since 2007$1,911Total return+91.1%Multiple1.9×CAGR+3.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,911Gain+$911 (+91.1%)Multiple1.9×CAGR+3.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2007$1,9112008$1,7382009$1,7712010$1,6082011$1,5132012$1,3292013$1,2562014$1,3872015$1,3262016$1,3572017$1,2962018$1,2462019$1,2652020$1,1592021$1,0402022$9842023$1,1292024$1,0962025$1,0712026$1,003

    Every year, $1,000 from 2007

    YearValue of $1,000Year return
    2007$1,000
    2008$981-1.9%
    2009$1,081+10.2%
    2010$1,149+6.3%
    2011$1,308+13.9%
    2012$1,384+5.7%
    2013$1,253-9.4%
    2014$1,311+4.6%
    2015$1,281-2.3%
    2016$1,342+4.7%
    2017$1,395+4.0%
    2018$1,374-1.5%
    2019$1,500+9.1%
    2020$1,671+11.4%
    2021$1,767+5.8%
    2022$1,540-12.8%
    2023$1,586+3.0%
    2024$1,623+2.3%
    2025$1,734+6.8%
    2026$1,738+0.3%

    Best and worst month-end to buy

    The best single month-end close to have bought SPIP was 2007-06 ($13.12): $1,000 then is $1,920 today. The worst was 2021-12 ($25.61): $1,000 then is $984.

    FAQ

    What would $1,000 in SPIP be worth today?

    A $1,000 investment in State Street SPDR Portfolio TIPS ETF (SPIP) at the start of 2007 would be worth about $1,911 today, a total return of +91.1%. Dividends are reinvested in these figures.

    What were the best and worst years for SPIP?

    State Street SPDR Portfolio TIPS ETF (SPIP)'s strongest calendar year since 2007 was 2011, a +13.9% return — $1,000 held through that year became about $1,139 by year-end. Its weakest year was 2022, at -12.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SPIP have grown?

    Investing $100 at the end of every month since 2007-05 would have grown to about $29,843 on $23,200 invested.

    Did SPIP beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,036. SPIP trailed the S&P 500 by +62.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    State Street SPDR Portfolio TIPS ETF (SPIP) historical total-return data from 2007-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.