What if you'd held SSBI?
A $1,000 investment in Summit State Bank (SSBI) at the month-end close of 2006-07 would be worth $2,513 at the close of 2026-08 — +151.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,038.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2006
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2006 | $1,000 | — |
| 2007 | $653 | -34.7% |
| 2008 | $393 | -39.9% |
| 2009 | $502 | +27.9% |
| 2010 | $678 | +35.0% |
| 2011 | $532 | -21.5% |
| 2012 | $731 | +37.3% |
| 2013 | $1,189 | +62.8% |
| 2014 | $1,630 | +37.0% |
| 2015 | $1,676 | +2.8% |
| 2016 | $1,893 | +12.9% |
| 2017 | $2,057 | +8.7% |
| 2018 | $1,991 | -3.2% |
| 2019 | $2,283 | +14.7% |
| 2020 | $2,475 | +8.4% |
| 2021 | $3,224 | +30.3% |
| 2022 | $3,390 | +5.2% |
| 2023 | $2,726 | -19.6% |
| 2024 | $1,747 | -35.9% |
| 2025 | $2,655 | +52.0% |
| 2026 | $2,920 | +10.0% |
Best and worst month-end to buy
The best single month-end close to have bought SSBI was 2008-12 ($1.72): $1,000 then is $7,436 today. The worst was 2023-07 ($17.19): $1,000 then is $744.
FAQ
What would $1,000 in SSBI be worth today?
A $1,000 investment in Summit State Bank (SSBI) at the start of 2006 would be worth about $2,513 today, a total return of +151.3%. Dividends are reinvested in these figures.
What were the best and worst years for SSBI?
Summit State Bank (SSBI)'s strongest calendar year since 2006 was 2013, a +62.8% return — $1,000 held through that year became about $1,628 by year-end. Its weakest year was 2008, at -39.9%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in SSBI have grown?
Investing $100 at the end of every month since 2006-07 would have grown to about $60,096 on $24,200 invested.
Did SSBI beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $6,038. SSBI trailed the S&P 500 by +58.4% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Summit State Bank (SSBI) historical total-return data from 2006-07 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.