Wall Street RegretsThe regret calculator.

What if you'd held SSFI?

A $1,000 investment in Day Hagan Smart Sector Fixed Income ETF (SSFI) at the month-end close of 2021-09 would be worth $983 at the close of 2026-08 — -1.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $1,789.

$1,000 since 2021$983Total return-1.7%Multiple0.98×CAGR-0.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$983Gain+$-17.29 (-1.7%)Multiple1.0×CAGR-0.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2021$9832022$9752023$1,1182024$1,0722025$1,0612026$995

    Every year, $1,000 from 2021

    YearValue of $1,000Year return
    2021$1,000
    2022$872-12.8%
    2023$909+4.3%
    2024$919+1.1%
    2025$980+6.6%
    2026$975-0.5%

    Best and worst month-end to buy

    The best single month-end close to have bought SSFI was 2023-10 ($18.34): $1,000 then is $1,147 today. The worst was 2021-12 ($21.58): $1,000 then is $975.

    FAQ

    What would $1,000 in SSFI be worth today?

    A $1,000 investment in Day Hagan Smart Sector Fixed Income ETF (SSFI) at the start of 2021 would be worth about $983 today, a total return of -1.7%. Dividends are reinvested in these figures.

    What were the best and worst years for SSFI?

    Day Hagan Smart Sector Fixed Income ETF (SSFI)'s strongest calendar year since 2021 was 2025, a +6.6% return — $1,000 held through that year became about $1,066 by year-end. Its weakest year was 2022, at -12.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SSFI have grown?

    Investing $100 at the end of every month since 2021-09 would have grown to about $6,283 on $6,000 invested.

    Did SSFI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $1,789. SSFI trailed the S&P 500 by +45.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Day Hagan Smart Sector Fixed Income ETF (SSFI) historical total-return data from 2021-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.