Wall Street RegretsThe regret calculator.

What if you'd held TCBI?

A $1,000 investment in Texas Capital Bancshares, Inc. (TCBI) at the month-end close of 2003-08 would be worth $8,266 at the close of 2026-08 — +726.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,647.

$1,000 since 2003$8,266Total return+726.6%Multiple8.3×CAGR+9.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$8,266Gain+$7,266 (+726.6%)Multiple8.3×CAGR+9.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2003$8,2662004$6,7962005$4,5512006$4,3962007$4,9502008$5,3932009$7,3672010$7,0502011$4,6102012$3,2142013$2,1952014$1,5822015$1,8112016$1,9912017$1,2552018$1,1072019$1,9262020$1,7332021$1,6542022$1,6332023$1,6322024$1,5222025$1,2582026$1,087

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,493+49.3%
    2005$1,546+3.5%
    2006$1,373-11.2%
    2007$1,260-8.2%
    2008$922-26.8%
    2009$964+4.5%
    2010$1,474+52.9%
    2011$2,114+43.4%
    2012$3,096+46.4%
    2013$4,296+38.8%
    2014$3,752-12.6%
    2015$3,413-9.0%
    2016$5,415+58.6%
    2017$6,140+13.4%
    2018$3,529-42.5%
    2019$3,921+11.1%
    2020$4,109+4.8%
    2021$4,161+1.3%
    2022$4,165+0.1%
    2023$4,464+7.2%
    2024$5,401+21.0%
    2025$6,253+15.8%
    2026$6,796+8.7%

    Best and worst month-end to buy

    The best single month-end close to have bought TCBI was 2009-02 ($9.72): $1,000 then is $10,103 today. The worst was 2026-06 ($103): $1,000 then is $951.

    FAQ

    What would $1,000 in TCBI be worth today?

    A $1,000 investment in Texas Capital Bancshares, Inc. (TCBI) at the start of 2003 would be worth about $8,266 today, a total return of +726.6%. Dividends are reinvested in these figures.

    What were the best and worst years for TCBI?

    Texas Capital Bancshares, Inc. (TCBI)'s strongest calendar year since 2003 was 2016, a +58.6% return — $1,000 held through that year became about $1,586 by year-end. Its weakest year was 2018, at -42.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in TCBI have grown?

    Investing $100 at the end of every month since 2003-08 would have grown to about $84,927 on $27,700 invested.

    Did TCBI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,647. TCBI beat the S&P 500 by +8.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Texas Capital Bancshares, Inc. (TCBI) historical total-return data from 2003-08 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.