Wall Street RegretsThe regret calculator.

What if you'd held THY?

A $1,000 investment in Toews Agility Shares Dynamic Tactical Income ETF (THY) at the month-end close of 2020-06 would be worth $1,151 at the close of 2026-08 — +15.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,486.

$1,000 since 2020$1,151Total return+15.1%Multiple1.2×CAGR+2.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,151Gain+$151 (+15.1%)Multiple1.2×CAGR+2.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2020$1,1512021$1,0912022$1,0962023$1,1612024$1,1062025$1,0502026$1,005

    Every year, $1,000 from 2020

    YearValue of $1,000Year return
    2020$1,000
    2021$995-0.5%
    2022$940-5.6%
    2023$986+5.0%
    2024$1,039+5.4%
    2025$1,086+4.5%
    2026$1,091+0.5%

    Best and worst month-end to buy

    The best single month-end close to have bought THY was 2023-09 ($18.54): $1,000 then is $1,169 today. The worst was 2026-04 ($21.78): $1,000 then is $995.

    FAQ

    What would $1,000 in THY be worth today?

    A $1,000 investment in Toews Agility Shares Dynamic Tactical Income ETF (THY) at the start of 2020 would be worth about $1,151 today, a total return of +15.1%. Dividends are reinvested in these figures.

    What were the best and worst years for THY?

    Toews Agility Shares Dynamic Tactical Income ETF (THY)'s strongest calendar year since 2020 was 2024, a +5.4% return — $1,000 held through that year became about $1,054 by year-end. Its weakest year was 2022, at -5.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in THY have grown?

    Investing $100 at the end of every month since 2020-06 would have grown to about $8,159 on $7,500 invested.

    Did THY beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,486. THY trailed the S&P 500 by +53.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Toews Agility Shares Dynamic Tactical Income ETF (THY) historical total-return data from 2020-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.