Wall Street RegretsThe regret calculator.

What if you'd held TLF?

A $1,000 investment in Tandy Leather Factory, Inc. (TLF) at the month-end close of 1993-09 would be worth $804 at the close of 2026-08 — -19.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $16,796.

$1,000 since 1993$804Total return-19.6%Multiple0.80×CAGR-0.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$804Gain+$-196 (-19.6%)Multiple0.8×CAGR-0.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$7,2942001$5,9272002$2,8502003$1,7542004$1,2252005$1,6702006$8652007$7342008$1,8132009$2,7572010$1,5162011$1,0782012$1,0432013$8792014$4972015$5252016$6432017$5832018$6092019$8312020$8272021$1,4752022$9172023$1,1112024$1,1082025$9852026$1,246

    Every year, $1,000 from 1993

    YearValue of $1,000Year return
    1993$1,000
    1994$694-30.6%
    1995$398-42.6%
    1996$133-66.7%
    1997$81.62-38.5%
    1998$40.81-50.0%
    1999$133+225.1%
    2000$163+23.1%
    2001$340+108.0%
    2002$552+62.5%
    2003$790+43.2%
    2004$580-26.7%
    2005$1,118+93.0%
    2006$1,318+17.8%
    2007$534-59.5%
    2008$351-34.3%
    2009$638+81.9%
    2010$898+40.6%
    2011$928+3.4%
    2012$1,101+18.6%
    2013$1,946+76.8%
    2014$1,843-5.3%
    2015$1,505-18.4%
    2016$1,661+10.4%
    2017$1,589-4.3%
    2018$1,164-26.7%
    2019$1,171+0.5%
    2020$656-44.0%
    2021$1,056+60.9%
    2022$871-17.5%
    2023$873+0.2%
    2024$982+12.4%
    2025$777-20.9%
    2026$968+24.6%

    Best and worst month-end to buy

    The best single month-end close to have bought TLF was 1998-11 ($0.11): $1,000 then is $23,713 today. The worst was 2014-04 ($5.20): $1,000 then is $496.

    FAQ

    What would $1,000 in TLF be worth today?

    A $1,000 investment in Tandy Leather Factory, Inc. (TLF) at the start of 1993 would be worth about $804 today, a total return of -19.6%. Dividends are reinvested in these figures.

    What were the best and worst years for TLF?

    Tandy Leather Factory, Inc. (TLF)'s strongest calendar year since 1993 was 1999, a +225.1% return — $1,000 held through that year became about $3,251 by year-end. Its weakest year was 1996, at -66.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in TLF have grown?

    Investing $100 at the end of every month since 1993-09 would have grown to about $94,121 on $39,600 invested.

    Did TLF beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $16,796. TLF trailed the S&P 500 by +95.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Tandy Leather Factory, Inc. (TLF) historical total-return data from 1993-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.