Wall Street RegretsThe regret calculator.

What if you'd held TLH?

A $1,000 investment in iShares 10-20 Year Treasury Bond ETF (TLH) at the month-end close of 2007-01 would be worth $1,734 at the close of 2026-08 — +73.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,359.

$1,000 since 2007$1,734Total return+73.4%Multiple1.7×CAGR+2.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,734Gain+$734 (+73.4%)Multiple1.7×CAGR+2.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2007$1,7342008$1,5672009$1,3002010$1,4302011$1,3042012$1,0722013$1,0352014$1,1282015$9872016$9742017$9662018$9272019$9232020$8382021$7372022$7792023$1,0462024$1,0052025$1,0492026$986

    Every year, $1,000 from 2007

    YearValue of $1,000Year return
    2007$1,000
    2008$1,206+20.6%
    2009$1,096-9.1%
    2010$1,202+9.7%
    2011$1,462+21.7%
    2012$1,514+3.5%
    2013$1,389-8.3%
    2014$1,587+14.3%
    2015$1,609+1.4%
    2016$1,623+0.8%
    2017$1,691+4.2%
    2018$1,697+0.4%
    2019$1,869+10.1%
    2020$2,126+13.8%
    2021$2,012-5.4%
    2022$1,498-25.5%
    2023$1,559+4.0%
    2024$1,493-4.2%
    2025$1,590+6.5%
    2026$1,567-1.4%

    Best and worst month-end to buy

    The best single month-end close to have bought TLH was 2007-01 ($56.29): $1,000 then is $1,734 today. The worst was 2020-07 ($140): $1,000 then is $695.

    FAQ

    What would $1,000 in TLH be worth today?

    A $1,000 investment in iShares 10-20 Year Treasury Bond ETF (TLH) at the start of 2007 would be worth about $1,734 today, a total return of +73.4%. Dividends are reinvested in these figures.

    What were the best and worst years for TLH?

    iShares 10-20 Year Treasury Bond ETF (TLH)'s strongest calendar year since 2007 was 2011, a +21.7% return — $1,000 held through that year became about $1,217 by year-end. Its weakest year was 2022, at -25.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in TLH have grown?

    Investing $100 at the end of every month since 2007-01 would have grown to about $25,282 on $23,600 invested.

    Did TLH beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,359. TLH trailed the S&P 500 by +67.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares 10-20 Year Treasury Bond ETF (TLH) historical total-return data from 2007-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.