Wall Street RegretsThe regret calculator.

What if you'd held TMF?

A $1,000 investment in Direxion Daily 20-Yr Treasury Bull 3x Shrs (TMF) at the month-end close of 2009-04 would be worth $384 at the close of 2026-08 — -61.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $8,831.

$1,000 since 2009$384Total return-61.6%Multiple0.38×CAGR-5.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$384Gain+$-616 (-61.6%)Multiple0.4×CAGR-5.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2009$3842010$5282011$4552012$2172013$2162014$3542015$1802016$2082017$2142018$1742019$1952020$1452021$1022022$1282023$4652024$5352025$8352026$861

    Every year, $1,000 from 2009

    YearValue of $1,000Year return
    2009$1,000
    2010$1,161+16.1%
    2011$2,428+109.2%
    2012$2,442+0.6%
    2013$1,490-39.0%
    2014$2,940+97.3%
    2015$2,536-13.7%
    2016$2,472-2.5%
    2017$3,034+22.7%
    2018$2,700-11.0%
    2019$3,638+34.7%
    2020$5,160+41.8%
    2021$4,138-19.8%
    2022$1,134-72.6%
    2023$987-13.0%
    2024$632-36.0%
    2025$613-2.9%
    2026$528-13.9%

    Best and worst month-end to buy

    The best single month-end close to have bought TMF was 2026-07 ($30.59): $1,000 then is $1,033 today. The worst was 2020-07 ($389): $1,000 then is $81.31.

    FAQ

    What would $1,000 in TMF be worth today?

    A $1,000 investment in Direxion Daily 20-Yr Treasury Bull 3x Shrs (TMF) at the start of 2009 would be worth about $384 today, a total return of -61.6%. Dividends are reinvested in these figures.

    What were the best and worst years for TMF?

    Direxion Daily 20-Yr Treasury Bull 3x Shrs (TMF)'s strongest calendar year since 2009 was 2011, a +109.2% return — $1,000 held through that year became about $2,092 by year-end. Its weakest year was 2022, at -72.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in TMF have grown?

    Investing $100 at the end of every month since 2009-04 would have grown to about $7,117 on $20,900 invested.

    Did TMF beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $8,831. TMF trailed the S&P 500 by +95.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Direxion Daily 20-Yr Treasury Bull 3x Shrs (TMF) historical total-return data from 2009-04 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.