What if you'd held TMP?
A $1,000 investment in Tompkins Financial Corporation (TMP) at the month-end close of 1986-06 would be worth $25,955 at the close of 2026-08 — +2495.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $30,729.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1986
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1986 | $1,000 | — |
| 1987 | $1,033 | +3.3% |
| 1988 | $1,745 | +69.0% |
| 1989 | $1,399 | -19.9% |
| 1990 | $1,007 | -28.0% |
| 1991 | $1,281 | +27.3% |
| 1992 | $1,732 | +35.2% |
| 1993 | $2,595 | +49.8% |
| 1994 | $2,739 | +5.5% |
| 1995 | $2,105 | -23.2% |
| 1996 | $2,660 | +26.4% |
| 1997 | $3,529 | +32.7% |
| 1998 | $4,386 | +24.3% |
| 1999 | $3,778 | -13.9% |
| 2000 | $3,824 | +1.2% |
| 2001 | $5,680 | +48.5% |
| 2002 | $6,386 | +12.4% |
| 2003 | $7,529 | +17.9% |
| 2004 | $8,980 | +19.3% |
| 2005 | $9,569 | +6.6% |
| 2006 | $14,359 | +50.1% |
| 2007 | $12,660 | -11.8% |
| 2008 | $19,458 | +53.7% |
| 2009 | $14,020 | -27.9% |
| 2010 | $15,431 | +10.1% |
| 2011 | $15,719 | +1.9% |
| 2012 | $16,797 | +6.9% |
| 2013 | $22,542 | +34.2% |
| 2014 | $25,105 | +11.4% |
| 2015 | $26,314 | +4.8% |
| 2016 | $45,510 | +73.0% |
| 2017 | $40,020 | -12.1% |
| 2018 | $37,797 | -5.6% |
| 2019 | $47,268 | +25.1% |
| 2020 | $37,647 | -20.4% |
| 2021 | $45,843 | +21.8% |
| 2022 | $43,830 | -4.4% |
| 2023 | $35,399 | -19.2% |
| 2024 | $41,693 | +17.8% |
| 2025 | $46,327 | +11.1% |
| 2026 | $63,444 | +36.9% |
Best and worst month-end to buy
The best single month-end close to have bought TMP was 1990-10 ($1.41): $1,000 then is $68,844 today. The worst was 2026-07 ($99.14): $1,000 then is $979.
FAQ
What would $1,000 in TMP be worth today?
A $1,000 investment in Tompkins Financial Corporation (TMP) at the start of 1986 would be worth about $25,955 today, a total return of +2495.5%. Dividends are reinvested in these figures.
What were the best and worst years for TMP?
Tompkins Financial Corporation (TMP)'s strongest calendar year since 1986 was 2016, a +73.0% return — $1,000 held through that year became about $1,730 by year-end. Its weakest year was 1990, at -28.0%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in TMP have grown?
Investing $100 at the end of every month since 1986-06 would have grown to about $728,045 on $48,300 invested.
Did TMP beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $30,729. TMP trailed the S&P 500 by +15.5% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Tompkins Financial Corporation (TMP) historical total-return data from 1986-06 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.