What if you'd held TRST?
A $1,000 investment in TrustCo Bank Corp NY (TRST) at the month-end close of 1983-04 would be worth $113,000 at the close of 2026-08 — +11200.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $46,877.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1983
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1983 | $1,000 | — |
| 1984 | $1,136 | +13.6% |
| 1985 | $1,930 | +69.9% |
| 1986 | $1,926 | -0.2% |
| 1987 | $2,326 | +20.8% |
| 1988 | $2,809 | +20.8% |
| 1989 | $3,124 | +11.2% |
| 1990 | $2,618 | -16.2% |
| 1991 | $3,692 | +41.0% |
| 1992 | $5,179 | +40.3% |
| 1993 | $7,308 | +41.1% |
| 1994 | $6,985 | -4.4% |
| 1995 | $9,613 | +37.6% |
| 1996 | $11,201 | +16.5% |
| 1997 | $17,199 | +53.6% |
| 1998 | $22,532 | +31.0% |
| 1999 | $20,714 | -8.1% |
| 2000 | $23,046 | +11.3% |
| 2001 | $28,675 | +24.4% |
| 2002 | $25,862 | -9.8% |
| 2003 | $33,162 | +28.2% |
| 2004 | $36,386 | +9.7% |
| 2005 | $34,396 | -5.5% |
| 2006 | $32,581 | -5.3% |
| 2007 | $30,947 | -5.0% |
| 2008 | $31,154 | +0.7% |
| 2009 | $21,731 | -30.2% |
| 2010 | $22,880 | +5.3% |
| 2011 | $21,280 | -7.0% |
| 2012 | $21,033 | -1.2% |
| 2013 | $29,911 | +42.2% |
| 2014 | $31,441 | +5.1% |
| 2015 | $27,709 | -11.9% |
| 2016 | $41,041 | +48.1% |
| 2017 | $44,565 | +8.6% |
| 2018 | $34,310 | -23.0% |
| 2019 | $44,859 | +30.7% |
| 2020 | $36,001 | -19.7% |
| 2021 | $37,430 | +4.0% |
| 2022 | $44,011 | +17.6% |
| 2023 | $38,169 | -13.3% |
| 2024 | $42,920 | +12.4% |
| 2025 | $55,495 | +29.3% |
| 2026 | $77,080 | +38.9% |
Best and worst month-end to buy
The best single month-end close to have bought TRST was 1983-04 ($0.50): $1,000 then is $113,000 today. The worst was 2026-07 ($56.56): $1,000 then is $999.
FAQ
What would $1,000 in TRST be worth today?
A $1,000 investment in TrustCo Bank Corp NY (TRST) at the start of 1983 would be worth about $113,000 today, a total return of +11200.0%. Dividends are reinvested in these figures.
What were the best and worst years for TRST?
TrustCo Bank Corp NY (TRST)'s strongest calendar year since 1983 was 1985, a +69.9% return — $1,000 held through that year became about $1,699 by year-end. Its weakest year was 2009, at -30.2%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in TRST have grown?
Investing $100 at the end of every month since 1983-04 would have grown to about $611,821 on $52,100 invested.
Did TRST beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $46,877. TRST beat the S&P 500 by +141.1% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
TrustCo Bank Corp NY (TRST) historical total-return data from 1983-04 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.