What if you'd held UBSI?
A $1,000 investment in United Bankshares, Inc. (UBSI) at the month-end close of 1987-06 would be worth $28,557 at the close of 2026-08 — +2755.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $25,355.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1987
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1987 | $1,000 | — |
| 1988 | $966 | -3.4% |
| 1989 | $860 | -11.0% |
| 1990 | $708 | -17.6% |
| 1991 | $994 | +40.5% |
| 1992 | $1,539 | +54.8% |
| 1993 | $2,079 | +35.0% |
| 1994 | $1,983 | -4.6% |
| 1995 | $2,517 | +26.9% |
| 1996 | $2,966 | +17.9% |
| 1997 | $4,433 | +49.4% |
| 1998 | $5,062 | +14.2% |
| 1999 | $4,708 | -7.0% |
| 2000 | $4,382 | -6.9% |
| 2001 | $6,118 | +39.6% |
| 2002 | $6,365 | +4.0% |
| 2003 | $7,062 | +10.9% |
| 2004 | $8,910 | +26.2% |
| 2005 | $8,478 | -4.9% |
| 2006 | $9,579 | +13.0% |
| 2007 | $7,191 | -24.9% |
| 2008 | $8,882 | +23.5% |
| 2009 | $5,691 | -35.9% |
| 2010 | $8,719 | +53.2% |
| 2011 | $8,871 | +1.7% |
| 2012 | $8,022 | -9.6% |
| 2013 | $10,837 | +35.1% |
| 2014 | $13,421 | +23.8% |
| 2015 | $13,713 | +2.2% |
| 2016 | $17,725 | +29.3% |
| 2017 | $13,803 | -22.1% |
| 2018 | $12,826 | -7.1% |
| 2019 | $16,522 | +28.8% |
| 2020 | $14,596 | -11.7% |
| 2021 | $16,978 | +16.3% |
| 2022 | $19,702 | +16.0% |
| 2023 | $19,079 | -3.2% |
| 2024 | $19,893 | +4.3% |
| 2025 | $21,185 | +6.5% |
| 2026 | $26,792 | +26.5% |
Best and worst month-end to buy
The best single month-end close to have bought UBSI was 1990-10 ($1.15): $1,000 then is $41,470 today. The worst was 2026-07 ($48.36): $1,000 then is $986.
FAQ
What would $1,000 in UBSI be worth today?
A $1,000 investment in United Bankshares, Inc. (UBSI) at the start of 1987 would be worth about $28,557 today, a total return of +2755.7%. Dividends are reinvested in these figures.
What were the best and worst years for UBSI?
United Bankshares, Inc. (UBSI)'s strongest calendar year since 1987 was 1992, a +54.8% return — $1,000 held through that year became about $1,548 by year-end. Its weakest year was 2009, at -35.9%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in UBSI have grown?
Investing $100 at the end of every month since 1987-06 would have grown to about $367,096 on $47,100 invested.
Did UBSI beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $25,355. UBSI beat the S&P 500 by +12.6% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
United Bankshares, Inc. (UBSI) historical total-return data from 1987-06 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.