Wall Street RegretsThe regret calculator.

What if you'd held UCIB?

A $1,000 investment in ETRACS UBS Bloomberg Constant Maturity Commodity Index (CMCI) Total Return ETN Series B due April 5, 2038 (UCIB) at the month-end close of 2015-10 would be worth $2,707 at the close of 2026-08 — +170.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,707.

$1,000 since 2015$2,707Total return+170.7%Multiple2.7×CAGR+9.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,707Gain+$1,707 (+170.7%)Multiple2.7×CAGR+9.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2015$2,7072016$2,9872017$2,5682018$2,4262019$2,4242020$2,4182021$2,3912022$1,7412023$1,4732024$1,5062025$1,4142026$1,298

    Every year, $1,000 from 2015

    YearValue of $1,000Year return
    2015$1,000
    2016$1,163+16.3%
    2017$1,231+5.9%
    2018$1,232+0.1%
    2019$1,235+0.3%
    2020$1,249+1.1%
    2021$1,715+37.3%
    2022$2,028+18.2%
    2023$1,983-2.2%
    2024$2,112+6.5%
    2025$2,302+9.0%
    2026$2,987+29.8%

    Best and worst month-end to buy

    The best single month-end close to have bought UCIB was 2020-04 ($10.66): $1,000 then is $3,416 today. The worst was 2026-08 ($36.41): $1,000 then is $1,000.

    FAQ

    What would $1,000 in UCIB be worth today?

    A $1,000 investment in ETRACS UBS Bloomberg Constant Maturity Commodity Index (CMCI) Total Return ETN Series B due April 5, 2038 (UCIB) at the start of 2015 would be worth about $2,707 today, a total return of +170.7%. Dividends are reinvested in these figures.

    What were the best and worst years for UCIB?

    ETRACS UBS Bloomberg Constant Maturity Commodity Index (CMCI) Total Return ETN Series B due April 5, 2038 (UCIB)'s strongest calendar year since 2015 was 2021, a +37.3% return — $1,000 held through that year became about $1,373 by year-end. Its weakest year was 2023, at -2.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in UCIB have grown?

    Investing $100 at the end of every month since 2015-10 would have grown to about $26,785 on $13,100 invested.

    Did UCIB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,707. UCIB trailed the S&P 500 by +27.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    ETRACS UBS Bloomberg Constant Maturity Commodity Index (CMCI) Total Return ETN Series B due April 5, 2038 (UCIB) historical total-return data from 2015-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.