Wall Street RegretsThe regret calculator.

What if you'd held UNM?

A $1,000 investment in Unum Group (UNM) at the month-end close of 1986-11 would be worth $31,300 at the close of 2026-08 — +3030.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $30,928.

$1,000 since 1986$31,300Total return+3030.0%Multiple31.3×CAGR+9.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$31,300Gain+$30,300 (+3030.0%)Multiple31.3×CAGR+9.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$5,2612001$6,1072002$6,0612003$8,9252004$9,6842005$8,3392006$6,4682007$6,9722008$6,0112009$7,5752010$7,0912011$5,6292012$6,3652013$6,3012014$3,6672015$3,6212016$3,7152017$2,7492018$2,1622019$3,9462020$3,8462021$4,5882022$4,1032023$2,3642024$2,0782025$1,2502026$1,151

    Every year, $1,000 from 1986

    YearValue of $1,000Year return
    1986$1,000
    1987$696-30.4%
    1988$1,036+48.7%
    1989$1,875+81.0%
    1990$1,854-1.1%
    1991$3,271+76.5%
    1992$4,361+33.3%
    1993$4,382+0.5%
    1994$3,211-26.7%
    1995$4,786+49.1%
    1996$6,400+33.7%
    1997$9,839+53.7%
    1998$10,682+8.6%
    1999$5,950-44.3%
    2000$5,125-13.9%
    2001$5,164+0.8%
    2002$3,507-32.1%
    2003$3,232-7.8%
    2004$3,754+16.1%
    2005$4,839+28.9%
    2006$4,489-7.2%
    2007$5,207+16.0%
    2008$4,132-20.6%
    2009$4,414+6.8%
    2010$5,561+26.0%
    2011$4,918-11.6%
    2012$4,968+1.0%
    2013$8,536+71.8%
    2014$8,643+1.3%
    2015$8,425-2.5%
    2016$11,386+35.1%
    2017$14,479+27.2%
    2018$7,932-45.2%
    2019$8,139+2.6%
    2020$6,821-16.2%
    2021$7,629+11.8%
    2022$13,243+73.6%
    2023$15,061+13.7%
    2024$25,046+66.3%
    2025$27,189+8.6%
    2026$31,300+15.1%

    Best and worst month-end to buy

    The best single month-end close to have bought UNM was 1987-11 ($1.87): $1,000 then is $46,866 today. The worst was 2026-06 ($88.88): $1,000 then is $986.

    FAQ

    What would $1,000 in UNM be worth today?

    A $1,000 investment in Unum Group (UNM) at the start of 1986 would be worth about $31,300 today, a total return of +3030.0%. Dividends are reinvested in these figures.

    What were the best and worst years for UNM?

    Unum Group (UNM)'s strongest calendar year since 1986 was 1989, a +81.0% return — $1,000 held through that year became about $1,810 by year-end. Its weakest year was 2018, at -45.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in UNM have grown?

    Investing $100 at the end of every month since 1986-11 would have grown to about $381,151 on $47,800 invested.

    Did UNM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $30,928. UNM beat the S&P 500 by +1.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Unum Group (UNM) historical total-return data from 1986-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.