What if you'd held USIO?
A $1,000 investment in Usio, Inc. (USIO) at the month-end close of 1999-02 would be worth $24.82 at the close of 2026-08 — -97.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,224.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1999
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1999 | $1,000 | — |
| 2000 | $328 | -67.2% |
| 2001 | $138 | -57.9% |
| 2002 | $23.04 | -83.3% |
| 2003 | $20.48 | -11.1% |
| 2004 | $40.96 | +100.0% |
| 2005 | $12.80 | -68.8% |
| 2006 | $11.52 | -10.0% |
| 2007 | $7.68 | -33.3% |
| 2008 | $2.56 | -66.7% |
| 2009 | $2.56 | 0.0% |
| 2010 | $2.56 | 0.0% |
| 2011 | $12.80 | +400.0% |
| 2012 | $16.64 | +30.0% |
| 2013 | $10.24 | -38.5% |
| 2014 | $23.04 | +125.0% |
| 2015 | $16.98 | -26.3% |
| 2016 | $15.79 | -7.0% |
| 2017 | $21.59 | +36.8% |
| 2018 | $14.17 | -34.4% |
| 2019 | $13.31 | -6.0% |
| 2020 | $22.78 | +71.2% |
| 2021 | $37.21 | +63.3% |
| 2022 | $14.08 | -62.2% |
| 2023 | $14.68 | +4.2% |
| 2024 | $12.46 | -15.1% |
| 2025 | $11.61 | -6.8% |
| 2026 | $21.85 | +88.2% |
Best and worst month-end to buy
The best single month-end close to have bought USIO was 2008-12 ($0.30): $1,000 then is $8,533 today. The worst was 2000-03 ($332): $1,000 then is $7.71.
FAQ
What would $1,000 in USIO be worth today?
A $1,000 investment in Usio, Inc. (USIO) at the start of 1999 would be worth about $24.82 today, a total return of -97.5%. Dividends are reinvested in these figures.
What were the best and worst years for USIO?
Usio, Inc. (USIO)'s strongest calendar year since 1999 was 2011, a +400.0% return — $1,000 held through that year became about $5,000 by year-end. Its weakest year was 2002, at -83.3%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in USIO have grown?
Investing $100 at the end of every month since 1999-02 would have grown to about $55,903 on $33,100 invested.
Did USIO beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $6,224. USIO trailed the S&P 500 by +99.6% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Usio, Inc. (USIO) historical total-return data from 1999-02 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.