What if you'd held USL?
A $1,000 investment in United States 12 Month Oil (USL) at the month-end close of 2007-12 would be worth $965 at the close of 2026-08 — -3.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,249.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2007
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2007 | $1,000 | — |
| 2008 | $553 | -44.7% |
| 2009 | $749 | +35.4% |
| 2010 | $798 | +6.5% |
| 2011 | $805 | +0.9% |
| 2012 | $734 | -8.8% |
| 2013 | $794 | +8.1% |
| 2014 | $496 | -37.5% |
| 2015 | $315 | -36.5% |
| 2016 | $378 | +19.9% |
| 2017 | $387 | +2.5% |
| 2018 | $332 | -14.1% |
| 2019 | $426 | +28.0% |
| 2020 | $318 | -25.2% |
| 2021 | $517 | +62.5% |
| 2022 | $657 | +27.1% |
| 2023 | $650 | -1.1% |
| 2024 | $704 | +8.3% |
| 2025 | $617 | -12.4% |
| 2026 | $965 | +56.4% |
Best and worst month-end to buy
The best single month-end close to have bought USL was 2020-04 ($10.66): $1,000 then is $4,889 today. The worst was 2008-06 ($83.92): $1,000 then is $621.
FAQ
What would $1,000 in USL be worth today?
A $1,000 investment in United States 12 Month Oil (USL) at the start of 2007 would be worth about $965 today, a total return of -3.5%. Dividends are reinvested in these figures.
What were the best and worst years for USL?
United States 12 Month Oil (USL)'s strongest calendar year since 2007 was 2021, a +62.5% return — $1,000 held through that year became about $1,625 by year-end. Its weakest year was 2008, at -44.7%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in USL have grown?
Investing $100 at the end of every month since 2007-12 would have grown to about $40,648 on $22,500 invested.
Did USL beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $5,249. USL trailed the S&P 500 by +81.6% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
United States 12 Month Oil (USL) historical total-return data from 2007-12 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.