What if you'd held UVE?
A $1,000 investment in UNIVERSAL INSURANCE HOLDINGS INC (UVE) at the month-end close of 2003-06 would be worth $5.94M at the close of 2026-08 — +593852.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,910.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2003
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2003 | $1,000 | — |
| 2004 | $1,000 | 0.0% |
| 2005 | $15,402 | +1440.2% |
| 2006 | $55,808 | +262.3% |
| 2007 | $151,680 | +171.8% |
| 2008 | $58,075 | -61.7% |
| 2009 | $157,333 | +170.9% |
| 2010 | $139,047 | -11.6% |
| 2011 | $110,145 | -20.8% |
| 2012 | $146,798 | +33.3% |
| 2013 | $515,240 | +251.0% |
| 2014 | $755,212 | +46.6% |
| 2015 | $879,774 | +16.5% |
| 2016 | $1.11M | +26.5% |
| 2017 | $1.1M | -0.9% |
| 2018 | $1.56M | +41.4% |
| 2019 | $1.18M | -24.2% |
| 2020 | $667,969 | -43.5% |
| 2021 | $790,840 | +18.4% |
| 2022 | $525,731 | -33.5% |
| 2023 | $831,398 | +58.1% |
| 2024 | $1.14M | +36.8% |
| 2025 | $1.88M | +65.3% |
| 2026 | $2.38M | +26.5% |
Best and worst month-end to buy
The best single month-end close to have bought UVE was 2003-06 ($0.00711): $1,000 then is $5.94M today. The worst was 2026-07 ($43.83): $1,000 then is $963.
FAQ
What would $1,000 in UVE be worth today?
A $1,000 investment in UNIVERSAL INSURANCE HOLDINGS INC (UVE) at the start of 2003 would be worth about $5.94M today, a total return of +593852.2%. Dividends are reinvested in these figures.
What were the best and worst years for UVE?
UNIVERSAL INSURANCE HOLDINGS INC (UVE)'s strongest calendar year since 2003 was 2005, a +1440.2% return — $1,000 held through that year became about $15,402 by year-end. Its weakest year was 2008, at -61.7%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in UVE have grown?
Investing $100 at the end of every month since 2003-06 would have grown to about $6.54M on $27,900 invested.
Did UVE beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $7,910. UVE beat the S&P 500 by +74991.8% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
UNIVERSAL INSURANCE HOLDINGS INC (UVE) historical total-return data from 2003-06 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.