Wall Street RegretsThe regret calculator.

What if you'd held UYG?

A $1,000 investment in ProShares Ultra Financials (UYG) at the month-end close of 2007-02 would be worth $1,182 at the close of 2026-08 — +18.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,479.

$1,000 since 2007$1,182Total return+18.2%Multiple1.2×CAGR+0.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,182Gain+$182 (+18.2%)Multiple1.2×CAGR+0.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2007$1,1822008$1,8772009$12,7152010$13,4722011$11,4032012$17,0052013$11,0282014$6,3332015$4,9702016$5,1822017$3,9442018$2,8322019$3,6602020$2,2022021$2,7642022$1,6462023$2,4242024$1,9852025$1,2752026$1,064

    Every year, $1,000 from 2007

    YearValue of $1,000Year return
    2007$1,000
    2008$148-85.2%
    2009$139-5.6%
    2010$165+18.1%
    2011$110-32.9%
    2012$170+54.2%
    2013$296+74.1%
    2014$378+27.4%
    2015$362-4.1%
    2016$476+31.4%
    2017$663+39.3%
    2018$513-22.6%
    2019$852+66.2%
    2020$679-20.3%
    2021$1,141+68.0%
    2022$774-32.1%
    2023$946+22.1%
    2024$1,473+55.7%
    2025$1,764+19.8%
    2026$1,877+6.4%

    Best and worst month-end to buy

    The best single month-end close to have bought UYG was 2009-02 ($2.78): $1,000 then is $34,989 today. The worst was 2026-08 ($97.27): $1,000 then is $1,000.

    FAQ

    What would $1,000 in UYG be worth today?

    A $1,000 investment in ProShares Ultra Financials (UYG) at the start of 2007 would be worth about $1,182 today, a total return of +18.2%. Dividends are reinvested in these figures.

    What were the best and worst years for UYG?

    ProShares Ultra Financials (UYG)'s strongest calendar year since 2007 was 2013, a +74.1% return — $1,000 held through that year became about $1,741 by year-end. Its weakest year was 2008, at -85.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in UYG have grown?

    Investing $100 at the end of every month since 2007-02 would have grown to about $134,835 on $23,500 invested.

    Did UYG beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,479. UYG trailed the S&P 500 by +78.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    ProShares Ultra Financials (UYG) historical total-return data from 2007-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.