Wall Street RegretsThe regret calculator.

What if you'd held VEU?

A $1,000 investment in Vanguard FTSE All World Ex US ETF (VEU) at the month-end close of 2007-03 would be worth $2,763 at the close of 2026-08 — +176.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,425.

$1,000 since 2007$2,763Total return+176.3%Multiple2.8×CAGR+5.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,763Gain+$1,763 (+176.3%)Multiple2.8×CAGR+5.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2007$2,7632008$2,4632009$4,3552010$3,1642011$2,8302012$3,2922013$2,7682014$2,4252015$2,5412016$2,6682017$2,5442018$1,9972019$2,3272020$1,9102021$1,7192022$1,5882023$1,8812024$1,6242025$1,5382026$1,162

    Every year, $1,000 from 2007

    YearValue of $1,000Year return
    2007$1,000
    2008$566-43.4%
    2009$778+37.6%
    2010$870+11.8%
    2011$748-14.0%
    2012$890+18.9%
    2013$1,016+14.1%
    2014$970-4.5%
    2015$923-4.8%
    2016$968+4.9%
    2017$1,234+27.4%
    2018$1,059-14.2%
    2019$1,290+21.8%
    2020$1,433+11.1%
    2021$1,551+8.3%
    2022$1,310-15.6%
    2023$1,517+15.9%
    2024$1,602+5.6%
    2025$2,120+32.3%
    2026$2,463+16.2%

    Best and worst month-end to buy

    The best single month-end close to have bought VEU was 2009-02 ($15.41): $1,000 then is $5,513 today. The worst was 2026-08 ($84.96): $1,000 then is $1,000.

    FAQ

    What would $1,000 in VEU be worth today?

    A $1,000 investment in Vanguard FTSE All World Ex US ETF (VEU) at the start of 2007 would be worth about $2,763 today, a total return of +176.3%. Dividends are reinvested in these figures.

    What were the best and worst years for VEU?

    Vanguard FTSE All World Ex US ETF (VEU)'s strongest calendar year since 2007 was 2009, a +37.6% return — $1,000 held through that year became about $1,376 by year-end. Its weakest year was 2008, at -43.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VEU have grown?

    Investing $100 at the end of every month since 2007-03 would have grown to about $55,009 on $23,400 invested.

    Did VEU beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,425. VEU trailed the S&P 500 by +49.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Vanguard FTSE All World Ex US ETF (VEU) historical total-return data from 2007-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.